Sells cover for sickness, bodily injury or accidental death in Nebraska, and it may carry disability income benefits too. No pre-licensing course is required.

Advises the public on life and health cover for a fee rather than selling it, and Nebraska will not license anybody into it cold: three years of producing insurance somewhere comes first. It is one of two consultant licenses the Director may issue and the only one a national seller prepares anybody for.

Sells life insurance in Nebraska, which the statute writes as coverage on human lives including endowment and annuity benefits, benefits for death or dismemberment by accident, and disability income. Nebraska asks no pre-licensing course for it.

Sells cover provided under variable life insurance contracts and variable annuities in Nebraska. The statute lists it among the lines a producer may qualify for and conditions it on nothing else, so the examination is what stands in front of it. No pre-licensing course is required.