Sells cover for sickness, bodily injury or accidental death in Vermont, and it may carry disability income benefits too. No pre-licensing course is required.

Negotiates the sale of a life policy for its owner. No examination of its own: Vermont asks for a producer license held two years and a bond that scales with how much the broker actually settles.

Sells life insurance in Vermont, which the statute writes as coverage on human lives including endowment and annuity benefits, benefits for death or dismemberment by accident, and disability income. Vermont asks no pre-licensing course for it.

Sells cover provided under variable life insurance contracts and variable annuities in Vermont. The statute lists it among the six lines a producer may qualify for and conditions it on nothing else.