Sells cover for sickness, bodily injury or accidental death in Iowa, and it may carry disability income benefits too. It is one line rather than two, and no pre-licensing course is required for it.

Sells life insurance in Iowa, which the Code writes as coverage on human lives and allows to carry endowment and annuity benefits, benefits for death or dismemberment by accident, and disability income. Iowa asks no pre-licensing course for it.

Sells cover provided under variable life insurance contracts and variable annuities in Iowa. There is no Iowa insurance examination for it and no course either, but it cannot be held on its own: an active Life line and the securities examinations come first.