Sells health insurance in Kentucky. The statute writes the line as coverage for sickness, bodily injury or accidental death, and says it can carry disability income and paid family leave benefits.

Negotiates the sale of a life policy on behalf of the person insured under it. It is one of only two Kentucky licenses that asks for a prelicensing course, and at forty hours it asks for twice what an agent's line of authority does.

Sells life insurance in Kentucky. The statute writes the line as coverage on human lives, and says it can carry endowment and annuity benefits, accidental death and dismemberment, disability income and paid family leave.

Sells variable life contracts and variable annuities in Kentucky. It is the one producer line here that asks no prelicensing course and no state examination, and the reason is that it is not a way into the business: a resident cannot hold it without an active Life line of authority first.