Sells cover for sickness, disease, injury, accidental death and disability in North Dakota. No pre-licensing course is required.

Negotiates life settlement contracts on behalf of the owner of a policy in North Dakota. There are two ways in and they are not variations of one route: a full application, or a notification filed by a life producer of a year's standing which the Department processes as an application. Either way the applicant shows $150,000 of financial responsibility and files an anti-fraud plan.

Sells life insurance in North Dakota, and the Code draws this line wider than most: coverage on human lives including endowment benefits, fixed and indexed annuities, and credit life. Credit life sits inside this line here rather than in a credit line of its own, because North Dakota does not have one. No pre-licensing course is required.

Sells cover provided under variable life insurance contracts and variable annuities in North Dakota. The Code lists it among the five lines a producer may be licensed to market and the Department's rule then adds two conditions the Code does not carry: the qualifying paper is the Life and annuity one, because there is no variable examination in this state, and the applicant must first be licensed as a securities salesman under North Dakota law.