Sells cover for sickness, bodily injury or accidental death in South Dakota, and it may carry dismemberment and disability income benefits too. No pre-licensing course is required.

Sells life insurance in South Dakota, which the statute writes as coverage on human lives including endowment and annuity benefits, benefits for death or dismemberment by accident, and disability income. South Dakota asks no pre-licensing course for it.

Sells cover provided under variable life insurance contracts and variable annuities in South Dakota. The statute lists it among the lines a producer may qualify for and conditions it on nothing else.