The Nebraska Variable Life and Variable Annuity Products license
Variable Life and Variable Annuity Products
Sells cover provided under variable life insurance contracts and variable annuities in Nebraska. The statute lists it among the lines a producer may qualify for and conditions it on nothing else, so the examination is what stands in front of it. No pre-licensing course is required.
Course
None
This license has no pre-licensing course route.
Ways in
3
2 of them skip the state exam.
Exam
$43
Required on some routes and not others.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license held in another state or moving here already licensed.
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Route 1 Pass the examination
State exam required
Neb. Rev. Stat. 44-4052(1) asks a resident individual applying for a producer license to pass a written examination unless exempt under 44-4056, 44-4069 or 44-9304(4), and 44-4053(1) is the closed list of what the director must find before approving the application: at least 18 years old, no act that is a ground for denial under 44-4059, the fees at 44-4064 paid, and the examinations passed for the lines applied for. No course is in it, which is where Nebraska's zero is read. Nebraska also has no cap on how many times the examination may be sat: 44-4052(4) says only that somebody who fails or misses one reapplies and pays again.
Read at nebraskalegislature.gov on 2026-08-16
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Route 2 Hold the same line in another state
Exempt from the state exam
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an insurance producer license carrying the Variable Life and Variable Annuity Products line of authority in another state
Neb. Rev. Stat. 44-4056(1). Somebody previously licensed for the same lines of authority in another state completes no examination. The exemption holds while that other license is current, or if the application arrives within 90 days of its cancellation and either the prior state certifies good standing at that point or the NAIC producer database shows it for the line being asked for.
Read at nebraskalegislature.gov on 2026-08-16
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Route 3 Move to Nebraska and apply within 90 days
Exempt from the state exam
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90 days Licensed as an insurance producer in another state carrying the Variable Life and Variable Annuity Products line of authority there, and applying to become a Nebraska resident licensee within 90 days of establishing legal residence.
Neb. Rev. Stat. 44-4056(2). Somebody licensed as a producer in another state who moves to Nebraska has 90 days from establishing legal residence to apply as a resident licensee under 44-4053, written as a duty rather than an option. No examination is required for a line of authority previously held in the prior state except if the director determines otherwise by rule and regulation.
Read at nebraskalegislature.gov on 2026-08-16
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No national seller sells a course for this license. Aceable does not sell Nebraska at all. PSI's bulletin prints "No exam required" against Variable Life and Variable Annuity and adds the reason: the applicant holds or applies concurrently for a Life license and files passing scores for NASD Series 6 and 63, or 7 and 66. Those are FINRA papers, and no national seller sells preparation for them.