Montana's name for the health line, shared with Idaho and Washington. No pre-licensing course is required, and the funeral director bar reaches this line as well as Life.

Advises on life and disability insurance for a fee rather than a commission. Montana splits its consultant license in two along the line the Code draws between life insurance and general insurance, and the examination vendor gives each half a two-hour paper.

Sells life insurance in Montana. No pre-licensing course is required, and one class of person is barred from the line outright: a funeral director, undertaker or mortician, or anybody working for or profiting from that business.