Sells cover for sickness, bodily injury or accidental death in Missouri, and it may carry disability income benefits too. No pre-licensing course is required.

Sells life insurance in Missouri, which the statute writes as coverage on human lives including endowment and annuity benefits, benefits for death or dismemberment by accident, and disability income. Missouri asks no pre-licensing course for it.

Sells cover provided under variable life insurance contracts and variable annuities in Missouri. The statute lists it among the lines a producer may qualify for and conditions it on nothing else, so the examination is what stands in front of it. No pre-licensing course is required.