The Nebraska Insurance Consultant - Life, Accident and Health or Sickness license
Insurance Consultant - Life, Accident and Health or Sickness
Advises the public on life and health cover for a fee rather than selling it, and Nebraska will not license anybody into it cold: three years of producing insurance somewhere comes first. It is one of two consultant licenses the Director may issue and the only one a national seller prepares anybody for.
Course
None
This license has no pre-licensing course route.
Ways in
2
Every one of them requires the state exam.
Exam
$43
Required.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by experience.
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Route 1 Three years licensed, then pass the consultant paper
State exam required
Prior licensure
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3 years an agent, broker or consultant license held in Nebraska or another state for the three years immediately preceding the application
and the examination
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PSI's Consultant Life, Accident and Health or Sickness paper, exam series 13-07, 150 items at $47 with a cut score of 70 percent or 105 correct.
and a sample contract
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A sample consultant contract provided to the Department for review. 44-2632 requires the consultant's agreement with a client to be in writing, signed by both, and to state the service and the fee before any work is done.
Neb. Rev. Stat. 44-2621 sets the qualification and 44-2622 the examination. The three years is the ordinary route and the Department's own page prints only this one. The director may issue the license in two areas, property and casualty, and life, health and annuities, and a person may hold either or both; this file is the life, health and annuities half. 44-2614 is what makes the license necessary: nobody may use the title insurance consultant, or advertise advice about insurable risks or about the benefits and coverages of a policy, without it. A corporation, partnership or limited liability company doing consulting under its own name holds a separate consultant license under 44-2617.
Read at nebraskalegislature.gov on 2026-08-20
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Route 2 Complete a program of study with broad national or regional recognition
State exam required
The program of study
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A specific program of study which has a broad national or regional recognition as determined by the director, completed successfully. The statute names no program and no designation, so what qualifies is the director's judgment rather than a list a reader can check.
and the examination
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PSI's Consultant Life, Accident and Health or Sickness paper, exam series 13-07, 150 items at $47 with a cut score of 70 percent or 105 correct.
and a sample contract
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A sample consultant contract provided to the Department for review, on this route as on the other.
The second limb of Neb. Rev. Stat. 44-2621, and the Department's producer licensing page does not mention it: an applicant who has "successfully completed a specific program of study which has a broad national or regional recognition as determined by the director" stands in place of the three years of licensure. The statute names no program and no designation, so what qualifies is the director's judgment on the day rather than a list a reader can check. It replaces the experience and not the paper.
Read at nebraskalegislature.gov on 2026-08-20
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Courses
You do not have to buy any of this. The Nebraska Department of Insurance asks for no pre-licensing course, so nothing below is required of you. It is exam prep, priced here so you can see what it costs.
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A.D. Banker & Company
Exam practice. No course is required, so this is what to study.
$169.95 to $219.90
See 6 options Hide ▾-
NE Life Consultant/Counselor, SILVER
Online Course read 2026-08-22
$169.95
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NE Health Consultant/Counselor, SILVER
Online Course read 2026-08-22
$169.95
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NE Life & Health Consultant/Counselor, SILVER
Online Course read 2026-08-22
$169.95
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NE Life Consultant/Counselor, GOLD
Online Course · Flash Cards read 2026-08-22
$219.90
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NE Health Consultant/Counselor, GOLD
Online Course · Flash Cards read 2026-08-22
$219.90
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NE Life & Health Consultant/Counselor, GOLD
Online Course · Flash Cards read 2026-08-22
$219.90
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