Sells cover for sickness, bodily injury or accidental death in Kansas, and it may carry disability income benefits too. No pre-licensing course is required.

Sells life insurance in Kansas, which the statute writes as coverage on human lives including endowment and annuity benefits, benefits for death or dismemberment by accident, and disability income. Kansas asks no pre-licensing course for it.

Sells cover under variable life insurance contracts and variable annuities in Kansas, and the statute draws the line as widely as Washington does: it reaches any other life insurance or annuity product that reflects the investment experience of a separate account.