Sells cover for sickness, bodily injury or accidental death in Arizona, and it may carry disability income benefits too. The statute defines health or sickness insurance by pointing at its own definition of disability insurance. No pre-licensing course is required.

Negotiates the sale of a life policy for the owner, and owes that owner a fiduciary duty. In Arizona it is an authority added to a life producer license rather than a license of its own, and it is priced by how long that license has left to run.

Sells life insurance in Arizona, which the statute writes as coverage on human lives and allows to carry endowment and annuity benefits, benefits for death or dismemberment by accident, and disability income. Arizona asks no pre-licensing course for it.

Sells cover provided under variable life insurance contracts and variable annuities in Arizona. Unlike most states here, Arizona does not condition this line on holding the Life line first: the statute treats it as one of its six major lines and asks for the examination required for it. No pre-licensing course is required.