- 1. What →
- 2. Where →
- 3. Which
Which of these 5?
They are not variations of one license. Which you want changes what you have to study and what you may sell.
- Accident and Health or Sickness No course from $79.95
Sells cover for sickness, bodily injury or accidental death in Rhode Island, and it may carry disability income benefits too. No pre-licensing course is required.
- Life Settlement Broker No course No course sold
Negotiates life settlement contracts for the owner of a policy. A life producer of a year’s standing reaches it by giving notice within thirty days rather than by qualifying again, and everybody else applies.
- Life No course from $79.95
Sells life insurance in Rhode Island, which the statute writes as coverage on human lives including endowment and annuity benefits, benefits for death or dismemberment by accident, and disability income. Rhode Island asks no pre-licensing course for it.
- Third Party Health Insurance Administrator No course No course sold
A certificate of authority rather than a license, held by the organization that collects premiums or settles claims on somebody else’s health coverage. It is qualified on solvency and a staffing plan, and it is the only thing the Department issues annually.
- Variable Life and Variable Annuity Products No course No course sold
Sells cover provided under variable life insurance contracts and variable annuities in Rhode Island. The statute lists it among the lines a producer may qualify for and conditions it on nothing else, so the examination is what stands in front of it. No pre-licensing course is required.