About Insurance License Hub

Insurance License Hub collects what each state requires of someone who wants to sell insurance, and what the courses that satisfy it cost. It is built and run by Anthony Greco, a software engineer who assembles and checks the licensing data and builds the tools that keep it current. He does not sell insurance, has never held a producer license, and has no professional standing in the industry.

This began as a data problem rather than as a website. An earlier project of mine, in a different licensing category, needed the same thing and could not get it anywhere: every jurisdiction's rules, held as structured data, in a form that let one be set beside another. Nobody published them that way, so the comparison could not be made until somebody built the layer underneath it. Insurance has the same hole with a rougher edge on it.

What a state asks of you is frequently not a number. Florida's Health and Life license is reached by a 60-hour course, or by pairing a life qualification with a health one, or by a degree, or by carrying in a license from another state within 90 days of moving here, or by reciprocity once that window has shut. Store a single figure against a license shaped like that and the result is not a simpler site, it is a wrong one. Whether any course is required at all depends on the state, and inside a state it can depend on which line of authority you mean to sell.

Nobody enjoys inheriting a job somebody else left almost finished, and this one had been left almost finished in all 51 jurisdictions at once. So the records were built first and these pages came out of them afterward.

Where the figures come from

Every hour count, fee and requirement is read from the state department that publishes it, and each one renders the date it was read next to a link to the page it was read from. Nothing here is taken from another comparison site, and nothing is written from memory.

Where a figure has not been confirmed at its source, the page says so rather than showing a number. That happens often on a site this young, and the gap is the honest thing to render.

What this site is not

It is not a state insurance department and is not connected to one. It is not affiliated with the National Association of Insurance Commissioners, with NIPR, with Sircon, or with any course provider or testing vendor named on these pages. Nothing here is an application, and no license is issued through this site.

Nothing on it is legal advice. Where a page and a state department disagree, the department is right and this site has a defect. If you find one, it is worth telling us about.

What is covered so far

All 51 jurisdictions carry a pre-licensing record and a fee schedule. Florida additionally carries its licenses, the routes to each of them, and the courses sold against them with approval checked at the state's register. The other states carry the requirement and the fees rather than the courses.

Nothing is written to look finished. Where a figure has not been confirmed at its source the page renders the gap instead of a number, and the gaps are visible on purpose.