Insurance License Hub

The North Dakota Accident and Health or Sickness license

Accident and Health or Sickness

Sells cover for sickness, disease, injury, accidental death and disability in North Dakota. No pre-licensing course is required.

Course

None

This license has no pre-licensing course route.

Ways in

3

2 of them skip the state exam.

Exam

Varies

Priced per paper. The prices are below.

The Life and Annuity, Accident and Health, Property and Casualty papers are $64 each. Every other paper is $58.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license held in another state or moving here already licensed.

  1. Route 1 Pass the examination

    State exam required

    N.D.C.C. 26.1-26-13.2(1) asks a resident individual applying for a producer or consultant license to pass a written examination unless excepted under 26.1-26-25, and 26.1-26-13.3(1) is the closed list of what the commissioner must find before approving the application: at least 18 years old, no act that is a ground for denial under 26.1-26-42, the fees at 26.1-01-07 paid, and the examinations passed for the lines applied for. A criminal history record check comes with it, and 26.1-26-15 adds that the applicant must be deemed competent, trustworthy, financially responsible and of good personal and business reputation. No course is in any of it, and the reason is a repeal with a citation: 26.1-26-15.1 was headed Prelicensure education and now reads, in its entirety, "Repealed by S.L. 2001, ch. 262, section 136".

    Read at ndlegis.gov on 2026-08-16

  2. Route 2 Hold the same line in another state

    Exempt from the state exam

    • an insurance producer license carrying the Accident and Health or Sickness line of authority in another state

    N.D.C.C. 26.1-26-25(1). Somebody previously licensed for the same lines of authority in another state may not be required to complete any prelicensing education or examination. The exception holds while that other license is current, or if the application arrives within 90 days of its cancellation and either the prior state certifies good standing at that point or the NAIC producer database shows it for the line being asked for.

    Read at ndlegis.gov on 2026-08-16

  3. Route 3 Move to North Dakota and apply within 90 days

    Exempt from the state exam

    • 90 days Licensed as an insurance producer in another state carrying the Accident and Health or Sickness line of authority there, and applying to become a North Dakota resident licensee within 90 days of establishing legal residence.

    N.D.C.C. 26.1-26-25(2). Somebody licensed as a producer in another state who moves to North Dakota has 90 days from establishing legal residence to apply as a resident licensee, written as a duty. Neither prelicensing education nor an examination may be required for a line of authority previously held in the prior state unless the commissioner determines otherwise by rule.

    Read at ndlegis.gov on 2026-08-16

Courses

You do not have to buy any of this. The North Dakota Insurance Department asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.

  • A.D. Banker & Company

    Exam practice. No course is required, so this is what to study.

    $79.95 to $296.85

    See 9 options ▾
    Go to A.D. Banker & Company

  • ExamFX

    Exam practice. No course is required, so this is what to study.

    $169.95 to $299.95

    See 6 options ▾

    • North Dakota Health - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • North Dakota Life and Health Bundle - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • North Dakota Health - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • North Dakota Life and Health Bundle - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • North Dakota Health - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    • North Dakota Life and Health Bundle - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX

  • Kaplan Financial Education

    Exam practice. No course is required, so this is what to study.

    $349.00

    See 2 options ▾

    • Career Launcher Package (ND - Life & Health)

      $349.00

    • Career Launcher Package (ND - Health Only)

      $349.00

    Go to Kaplan Financial Education

  • WebCE

    Exam practice. No course is required, so this is what to study.

    $109.95 to $159.95

    See 4 options ▾

    • ND Life, Annuity, Accident and Health Exam Prep Complete Package

      $109.95

    • ND Accident and Health Exam Prep Complete Package

      $109.95

    • ND Life, Annuity, Accident and Health Exam Prep Plus Complete Package

      $159.95

    • ND Accident and Health Exam Prep Plus Complete Package

      $159.95

    Go to WebCE

  • Mometrix

    Exam practice. No course is required, so this is what to study.

    $59.99/month

    See 1 option ▾

    • Life and Health Insurance Exam Prep Course

      $59.99/month

    Go to Mometrix