Sells cover against legal liability in North Dakota, including liability for death, injury or disability and for damage to real or personal property. No pre-licensing course is required.

Sells crop and crop hail cover in North Dakota. The rule defines it as protection against damage to crops from unfavorable weather, fire or lightning, flood, hail, insect infestation, disease or other yield-reducing conditions, whether the peril is carried by the private market or subsidized by the federal crop insurance corporation, and it takes in multiperil crop insurance.

Sells property and casualty cover to individuals and families for primarily noncommercial purposes in North Dakota. It is one of five product types the Department examines on a reduced paper rather than on the full property and casualty ones, and it needs no pre-licensing course.

Sells cover for direct and consequential loss of or damage to property of every kind in North Dakota. No pre-licensing course is required.

Writes surety in North Dakota: insurance or a bond covering an obligation to pay somebody else's debts or answer for their default, including faithlessness in a position of public or private trust. The rule defines it and then takes one thing back out of it in the same sentence, which is why a surety licensee is not a bail bond agent here.