Sells cover against legal liability in Missouri, including liability for death, injury or disability and for damage to real or personal property. No pre-licensing course is required.

Sells crop insurance to Missouri growers. The line has its own hour-long paper, and a producer certified by the Federal Crop Insurance Corporation on 28 September 1995 was written out of needing a property license for federal crop business and has stayed written out ever since.

Property and casualty insurance sold to individuals and families for primarily noncommercial purposes in Missouri. It is one line rather than two and no pre-licensing course is required.

Sells cover for direct or consequential loss or damage to property of every kind in Missouri. No pre-licensing course is required, and the statute carries one carve-out with a date on it: a producer certified by the Federal Crop Insurance Corporation on September 28, 1995 needs no property license at all to write federal crop insurance.

Tracks down and surrenders a defendant who has broken a bail bond agreement. Missouri licenses it, examines it, and asks the same twenty-four hours as the bail bond agents, while writing bail bond agents themselves out of the definition.