Sells cover against legal liability in Kansas, including liability for death, injury or disability and for damage to real or personal property. No pre-licensing course is required.

Crop insurance in Kansas, and the statute defines it rather than leaving it to a rule: damage to crops from unfavorable weather, fire, lightning, flood, hail, insect infestation, disease or other yield-reducing conditions, and any peril the Federal Crop Insurance Corporation subsidizes, multi-peril included.

Property and casualty insurance sold primarily to an individual or family for noncommercial purposes in Kansas. It is one line rather than two and no pre-licensing course is required.

Sells cover for direct or consequential loss or damage to property of every kind in Kansas. No pre-licensing course is required.