The producer license Massachusetts issues to a bank or a credit union rather than to a person or an ordinary agency. It is the one license here that another regulator has to approve first, and the one the Division still takes on paper through the post.

Limited line credit insurance in Massachusetts, which the Division's table calls Limited Credit. It is a line of authority in its own right and the examination reaches it, and no pre-licensing course is required of the applicant. The training obligation the statute does create for this line falls on the insurer rather than on the person being licensed.

Lets a phone or laptop vendor sell cover on the device it just sold, under one license that reaches every counter it runs. The supervising entity behind it does the training and keeps the register of locations, and the Commissioner may look at that register on ten days' notice.

Lets a storage facility operator sell cover on what a tenant leaves in the unit, incidental to renting the space. One license covers every location the operator runs, and the employees who actually sell hold nothing at all.

Limited line travel insurance in Massachusetts: cover for the personal risks of planned travel, from a cancelled trip to lost baggage to sickness on the road. It is the newest line here and the statute numbers it 7 and a half rather than renumbering the ones after it. No course and no examination, and it is not a line an individual applicant sits anything for.