Writes the estimate that decides what a damaged vehicle is worth putting right. Pennsylvania licenses no independent or staff adjuster at all, so this and the public adjuster are the only two claims licenses in the state, and this is the one the auto claim runs through.

Works the claim for the insured rather than the insurer, on a contract the Department has approved and behind a $20,000 bond. Pennsylvania licenses no independent adjuster, so this is the only claims license here that answers to the policyholder.