Adjusts North Carolina losses across all property and casualty, workers' compensation included and ocean marine excluded. One license rather than a family, which is unusual: most states that license adjusters split them.

Adjusts North Carolina crop damage caused by hail, and by hail alone. Every other kind of crop loss has to go to a company, independent firm or self-employed adjuster instead.

Represents the insured on North Carolina first party property claims, and on nothing else. Third party and casualty claims are outside the license by the Department's own definition.