The North Carolina Adjuster license
Adjuster
Adjusts North Carolina losses across all property and casualty, workers' compensation included and ocean marine excluded. One license rather than a family, which is unusual: most states that license adjusters split them.
Course
None
This license has no pre-licensing course route.
Ways in
3
2 of them skip the state exam.
Exam
$45
Required on some routes and not others.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license held in another state or a license already held.
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Route 1 Pass the examination
State exam required
No pre-licensing course. S.L. 2025-45, s. 1(a) rewrote G.S. 58-33-30(d) with effect from 2025-10-01 so that the Commissioner may not require any hours of pre-licensing education of anybody, which reaches this license as much as it reaches the producer lines. The Department's own crosswalk chart defines the license by what it reaches: "All Property & Casualty except Ocean Marine, including Workers Compensation". The exception is worth reading twice, because workers' compensation is inside this license where Texas, Louisiana and Nevada all examine for it separately, and ocean marine is outside it where nobody else carves it out.
Read at the Department on 2026-08-18
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Route 2 Hold the equivalent license in a home or designated home state
Exempt from the state exam
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an equivalent adjuster license in the applicant's home state or designated home state, either current, or cancelled within the last ninety days with the applicant in good standing there, or shown in good standing on the producer database
The Department's own requirements chart gives the exemption three limbs and any one will do: currently licensed in the home or designated home state; the application arriving within ninety days of the previous license's cancellation with the applicant in good standing; or the home state's producer database showing the applicant licensed in good standing for the kind of insurance sought.
Read at the Department on 2026-08-18
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Route 3 Reinstate a license lapsed for less than a year
Exempt from the state exam
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a North Carolina adjuster license lapsed for less than one year whose status is neither Inactive nor Expired
The status is what decides it rather than the lapse alone. A license that has fallen to Inactive has to sit the state examination again; one that has fallen to Expired may in some cases be brought back by making up continuing education instead.
Read at the Department on 2026-08-18
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Courses
You do not have to buy any of this. The North Carolina Department of Insurance asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.
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Kaplan Financial Education
Exam practice. No course is required, so this is what to study.
$189.00
See 1 option Hide ▾-
Essential Self Study Online Package (NC - Adjuster)
$189.00
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ExamFX
Exam practice. No course is required, so this is what to study.
$129.95 to $179.95
See 2 options Hide ▾-
North Carolina Adjuster - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$129.95
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North Carolina Adjuster - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$179.95
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WebCE
Exam practice. No course is required, so this is what to study.
$169.95 to $209.95
See 2 options Hide ▾-
NC Adjuster Exam Prep Complete Package
$169.95
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NC Adjuster Exam Prep Plus Complete Package
$209.95
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Mometrix
Exam practice. No course is required, so this is what to study.
$59.99/month
See 1 option Hide ▾-
Insurance Claims Adjuster Course
$59.99/month
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