Getting an insurance license in New Hampshire
New Hampshire licenses through the New Hampshire Insurance Department, which calls the licensee a producer. Which license you need depends on what you intend to sell, and the requirements differ sharply between them.
License types
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Accident and Health or Sickness
Sells cover for sickness, bodily injury or accidental death in New Hampshire, and it may carry disability income benefits too. No pre-licensing course is required.
No course
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Casualty
Sells cover against legal liability in New Hampshire, including liability for death, injury or disability and for damage to real or personal property. No pre-licensing course is required.
No course
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Credit
Limited line credit insurance in New Hampshire. The statute names it as a line of authority in its own right, and 402-J:9 waives the examination only for people licensed elsewhere and people moving here, so a credit applicant sits it.
No course
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Discount Medical Plan Organization
Registers the company selling discounts on medical care, which is not insurance. A $150,000 net worth kept at all times, and the certificate expires every 1 June.
No course
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Insurance Claims Adjuster
Investigates, negotiates or settles property, casualty or workers compensation claims in New Hampshire. One license covers the employee and the contractor alike, and an attorney at law is excused from the examination.
No course
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Insurance Consultant
Advises policyholders for a fee rather than a commission. The license is defined by the words you may use about yourself, and the list of forbidden titles runs to seven.
No course
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Life Settlement Producer
Negotiates life settlement contracts between a policy owner and a provider. It is the one New Hampshire license with a course requirement in front of it, fifteen hours, and a life producer of a year’s standing skips them.
15 hrs
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Life Settlement Provider
Buys life insurance policies from their owners. A plan of operation, a good business reputation, and $250,000 of financial responsibility posted before the license issues.
No course
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Life
Sells life insurance in New Hampshire, which the statute writes as coverage on human lives including endowment and annuity benefits, benefits for death or dismemberment by accident, and disability income. The education requirement that used to sit in the qualifications list was repealed in 2008 and the empty slot is still there.
No course
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Managing General Agent
Underwrites and binds for an insurer on a scale that makes it more than a producer. New Hampshire licenses it separately, renews it every year rather than every two, and requires a producer license underneath.
No course
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Personal Lines Property and Casualty
Insurance sold to individuals and families for primarily noncommercial purposes in New Hampshire. Most states call this Personal Lines; New Hampshire writes the longer name into the statute and the license carries it.
No course
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Pharmacy Benefits Manager
A registration rather than a license, and the statute says so in its own heading. No examination, no course, and the whole application format is left to rules the commissioner writes.
No course
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Portable Electronics Limited Lines
Licenses the vendor rather than the person at the counter. One license reaches every location the vendor sells from, and the fee depends on how many locations that is.
No course
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Property
Sells cover for direct or consequential loss or damage to property of every kind in New Hampshire. No pre-licensing course is required.
No course
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Public Adjuster
Acts for the insured rather than the insurer. New Hampshire asks five years in the insurance business, an office here open to the public, and a $20,000 bond before it will issue one.
No course
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Reinsurance Intermediary
One license covering both the broker who places reinsurance for a ceding insurer and the manager who binds it for a reinsurer. It sits on a producer license, and an attorney acting professionally is outside it altogether.
No course
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Self-Service Storage Limited Lines
Licenses the storage facility owner to sell cover on what renters put in the unit. Exempt from every examination and education requirement New Hampshire has, and the fee depends on how many locations you run.
No course
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Surplus Lines
Places New Hampshire risks with companies the state has not admitted. It is a line on a producer license rather than a license of its own, and no policy goes out until the producer has satisfied the commissioner that no admitted company would write it.
No course
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Temporary
A 180 day producer license issued without an examination to keep a business running after a death, a disability or a call-up. The commissioner can attach a sponsor to it and can revoke it at will.
No course
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Third Party Administrator
A certificate of authority for the company that collects premiums or settles claims on somebody else’s coverage. Two years of audited accounts showing a positive net worth, a staffing plan, and for some administrators a bond that scales with the money they hold.
No course
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Title Insurance Agent
Issues title policies for a title insurance company. The examination is a discretion rather than a rule, and two whole professions are outside the license: an attorney examining title, and a law firm acting as the company’s agent.
No course
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Limited Lines Travel Insurance Producer
Sells travel insurance in New Hampshire. The statute exempts the licensee and everybody registered under it from all examination requirements, and any producer holding a major line may already sell travel insurance without it.
No course
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Variable Life and Variable Annuity Products
Sells cover provided under variable life insurance contracts and variable annuities in New Hampshire. The statute lists it among the lines a producer may qualify for and conditions it on nothing else.
No course
Is a course required?
New Hampshire requires no pre-licensing course for Every producer line of authority.
The statute lists what the commissioner must find before approving a resident producer application: at least 18, no disqualifying act, [Repealed.], fees paid, examinations passed. The third item was the education requirement and it was repealed with effect from July 11, 2008. A sourced zero read off the statute, with the empty slot still visible in the list. Read at the legislature's own page on 2026-08-16, having been read from an Internet Archive copy before that. The host moved rather than broke: gencourt.state.nh.us no longer resolves at all and gc.nh.gov answers a plain fetch, so the archived copy is no longer needed and the slot is still empty on the live page.
Read at the Department on 2026-08-16 . RSA 402-J:6, I(c), repealed by 2008, 18:1, III
New Hampshire requires no pre-licensing course for Insurance claims adjusters.
The adjuster chapter asks for a written examination administered by the commissioner and for nothing else. There is no education provision anywhere in RSA 402-B, and the two exceptions at RSA 402-B:5 take the examination away rather than put a course in its place: a nonresident licensed at home, or with six months in the business where their own state licenses nobody, and an attorney at law.
Read at the Department on 2026-08-19 . RSA 402-B:4
New Hampshire requires no pre-licensing course for Public adjusters.
RSA 402-D:5 is a list of nine findings the commissioner must make and no course is among them. What stands in front of this license instead is an examination, five years of experience in the insurance business, an office in New Hampshire open to the public, and $20,000 of financial responsibility.
Read at the Department on 2026-08-19 . RSA 402-D:5
New Hampshire requires pre-licensing education for Life settlement producers , at 15 hours.
The only pre-licensing hour count in New Hampshire insurance law, and it arrived two years after the producer one was repealed. Fifteen hours of training or education related to life settlements and life settlement transactions, found by the commissioner as part of a list of character findings rather than set out as a course requirement. No provider is approved in advance, no register is kept and no delivery method is set. A resident or nonresident life producer licensed for at least one year is deemed to meet it and takes none of the hours.
Read at the Department on 2026-08-19 . RSA 408-D:3, VI(b)(2)
Fees
| Charge | Paid to | Amount |
|---|---|---|
| Producer application and license fee RSA 400-A:29, X(a), the same figure for a resident and a non-resident, and non-refundable on submission. The subsection prices producers as one class, so it reaches every line of authority New Hampshire writes, the limited lines with them, and the temporary license too. | New Hampshire Insurance Department | $210.00 |
| Biennial renewal RSA 400-A:29, X(b). A late renewal costs another $150 on top and late completion of continuing education is $50. A renewal is not a cost of getting a first license, so it is scoped to nothing and no cost page totals it. | New Hampshire Insurance Department | $150.00 |
| Amendment to license RSA 400-A:29, X(c). Not charged for a change of name, a change of address, or a change of the designated registered license producer. It is a charge on an existing license, so it is scoped to nothing. | New Hampshire Insurance Department | $50.00 |
| Appointment RSA 400-A:29, X(f), and $25 again to terminate one under X(g). An appointment is what an insurer files after a producer is licensed, so it is scoped to nothing. | New Hampshire Insurance Department | $25.00 |
| Adjuster application and license fee RSA 400-A:29, XIV, the same figure for a resident and a nonresident, and $75 again for the biennial renewal. A late renewal costs another $75 and late completion of continuing education $25. | New Hampshire Insurance Department | $75.00 |
| Public adjuster application and license fee RSA 400-A:29, XVII, resident and nonresident alike, and $100 again for the biennial renewal. It buys a license that also needs $20,000 of financial responsibility posted before it issues. | New Hampshire Insurance Department | $100.00 |
| Managing general agent original license RSA 400-A:29, XVIII(b), with $250 to renew and the renewal annual rather than biennial. The $50 application fee is a row of its own. | New Hampshire Insurance Department | $350.00 |
| Reinsurance intermediary original license RSA 400-A:29, XIX(b), with $250 to renew. One license covers both the broker and the manager role. The $50 application fee is a row of its own. | New Hampshire Insurance Department | $350.00 |
| Discount medical plan organization registration RSA 400-A:29, XX, and $150 to renew. The certificate of registration expires every 1 June. | New Hampshire Insurance Department | $300.00 |
| Managing general agent application fee RSA 400-A:29, XVIII(a), payable on the application and before the $350 the license itself costs, so an original managing general agent license is $400 in Department fees. | New Hampshire Insurance Department | $50.00 |
| Reinsurance intermediary application fee RSA 400-A:29, XIX(a), on the same pattern: $50 to apply and $350 for the license, so an original reinsurance intermediary license is $400. | New Hampshire Insurance Department | $50.00 |
| Consultant, administrator and pharmacy benefits manager license Searched and not published. RSA 400-A:29 is New Hampshire's fee schedule and it enumerates what the Department charges for, down to $1 a page for copies. It prices producers at $210 with a $150 biennial renewal, advisory organizations, health service corporations, road and tourist services, consumer guaranty contract obligors, surplus lines inclusion and variable life registration, and it names the insurance consultant, the third party administrator and the pharmacy benefits manager nowhere. Paragraph XII mentions the consultant only to charge $1 a page for copies of its licensing documents, which is the schedule acknowledging the license exists while pricing nothing about issuing it. NIPR's New Hampshire resident licensing pages were checked on 2026-09-06 and carry none of the three either. The amounts are left unread rather than guessed. | New Hampshire Insurance Department | Not confirmed |
| Life settlement provider license NIPR publishes it as "Life Settlement Producer" at $210, the same figure New Hampshire charges an ordinary insurance producer under RSA 400-A:29(X)(a). The statute's own schedule names the life settlement provider nowhere, which is why this was recorded as unread until NIPR was checked. | New Hampshire Insurance Department | $210.00 |
Every amount above was read at its own source between 2026-08-21 and 2026-09-06. Exam and fingerprint charges go to a vendor, not to the Department, and say so.
Approved courses
There is nothing to approve for a producer. The statutory slot for a producer education requirement has been empty since 2008. One license does carry hours: RSA 408-D:3, VI(b)(2) asks a life settlement producer for fifteen hours of training or education related to life settlements, and the chapter approves no provider in advance and keeps no register, so there is no list to search. What the Department does approve is continuing education, and it approves it separately for producers, for adjusters under RSA 402-B:5-a and for public adjusters under RSA 402-D:12.