Insurance License Hub

Getting an insurance license in Maine

Maine licenses through the Maine Bureau of Insurance, which calls the licensee a producer. Which license you need depends on what you intend to sell, and the requirements differ sharply between them.

License types

Is a course required?

Maine requires no pre-licensing course for Insurance Producer, Adjuster, Consultant.

Maine's prelicensing statute still has a subsection headed "Education requirements" and the text is gone: repealed in 2007. What remains in the section is the written examination, so the requirement did not move, it ended. A sourced zero read off the statute itself rather than off a summary of it.

Read at legislature.maine.gov on 2026-08-14 . 24-A M.R.S. § 1410, subsection 4, repealed by PL 2007, c. 51, § 1

Maine requires pre-licensing education for Navigator . No hour count is published with it, and the note below says what that means here.

The one training requirement anywhere in Maine insurance law, and it is not the Bureau's. Section 2188(3)(B) tells the superintendent to adopt rules establishing navigator training requirements "that include initial and continuing education requirements and an examination". Rule 950 is that rule and it hands both onward: section 3(8) makes certification conditional on fulfilling "all initial and ongoing training standards established by the Marketplace or otherwise required by the Affordable Care Act", and section 3(2) accepts the Marketplace's own examination where the Superintendent judges it sufficient. Maine's marketplace is CoverME.gov and the Bureau's own page sends brokers and assisters there to register and train. So the hours are null because nobody has written a number: the Bureau approves no provider, keeps no register of navigator courses and prescribes no length. Producers, adjusters and consultants remain at a sourced zero, repealed in 2007.

Read at legislature.maine.gov on 2026-08-19 . 24-A M.R.S. § 2188, subsection 3, paragraph B, and Bureau of Insurance Rule 950, section 3, subsections 2 and 8

Fees

Charge Paid to Amount
Resident producer license, issuance A ceiling rather than a price: the statute sets fees that may not be exceeded, so the Bureau may charge less. Includes a limited license. Maine Bureau of Insurance $30.00
Non-resident producer license, issuance Also the ceiling. Maine charges a non-resident more than twice a resident, and the same gap runs through the consultant and adjuster rows. It is an alternative to the resident row above rather than a charge on top of it, so it is scoped to nothing and no cost page totals it. A ceiling rather than a price: 24-A M.R.S. 601 sets fees that may not be exceeded and lets the superintendent set lower ones by rule, so this is the most the Bureau may charge rather than what it does charge. Maine Bureau of Insurance $70.00
Appointment, per insurer $30 for a resident producer and $70 for a non-resident, per insurer, with a biennial fee of the same amount. An appointment is what an insurer files to put a producer on its paper, so it comes after the license rather than on the way to it, and it is scoped to nothing. A ceiling rather than a price: 24-A M.R.S. 601 sets fees that may not be exceeded and lets the superintendent set lower ones by rule, so this is the most the Bureau may charge rather than what it does charge. Maine Bureau of Insurance $30.00
Temporary license 24-A M.R.S. 601(5)(C) for a producer and 601(8)(C) for an adjuster. Maine issues no temporary license this site carries a page for, so the row is on the schedule and scoped to nothing. A ceiling rather than a price: 24-A M.R.S. 601 sets fees that may not be exceeded and lets the superintendent set lower ones by rule, so this is the most the Bureau may charge rather than what it does charge. Maine Bureau of Insurance $50.00
Resident adjuster license, issuance A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(8)(A). $30 again biennially. A nonresident pays $60 either way, and a temporary adjuster license is $50. Maine Bureau of Insurance $30.00
Resident consultant license, issuance A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(7)(A). $50 again biennially, $100 either way for a nonresident. The consultant is the only Maine license with its own application filing fee, $25 at 601(9-A)(B) against $15 for everybody else. Maine Bureau of Insurance $50.00
Surplus lines authority A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(32). Charged on top of the producer license the authority attaches to, and five times what that license costs a resident. There is no renewal figure in the subsection. Maine Bureau of Insurance $150.00
Portable electronic device insurance vendor A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(29). $500 a year to renew. Flat, however many stores, call centers and websites the vendor sells from, which is not how New Hampshire or Rhode Island price the same license. Maine Bureau of Insurance $1,000.00
Supervising travel insurance producer A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(31). $300 a year to renew. Maine Bureau of Insurance $500.00
Viatical or life settlement provider A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(27). $400 a year to renew, and 6803(3) gives a provider five days from written notice to cure a missed payment before the license may be revoked. Maine Bureau of Insurance $400.00
Third party administrator license A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(18). $100 a year to renew. The bond at 1904 is the real cost of this license and it is sized by the money passing through rather than fixed. Maine Bureau of Insurance $100.00
Pharmacy benefits manager license A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(28-A). $100 to renew, and the term is three years rather than one or two. 601(28), which used to carry this fee, is now empty. Maine Bureau of Insurance $100.00
Managing general agent registration A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(22). $100 a year to continue the registration, on top of the producer license and appointment underneath it. Maine Bureau of Insurance $100.00
Reinsurance intermediary license A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(21). $50 a year to continue. One fee for the broker and the manager roles alike, which is how Maine issues them. Maine Bureau of Insurance $50.00
Structured settlement transferee registration A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(25). $100 a year to renew. Maine Bureau of Insurance $100.00
Service contract provider or administrator registration A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(30). Annual, and the same figure whether the registrant is the provider or the administrator. Renewals fall due on 1 November each year. Maine Bureau of Insurance $200.00
Self-storage insurance provider license A ceiling, like every figure in section 601: the superintendent may set a lower fee by rule and the maximum applies until one is made. 601(33). $50 a year to renew, and 7606(4) runs the initial license 24 months from issue rather than to a common date. Maine Bureau of Insurance $100.00
Application filing fee, other than a consultant 24-A M.R.S. 601(9-A)(A), payable on the application itself rather than on the license. It is scoped to the licenses rather than to the registrations, because the subsection prices an "application for license". A ceiling rather than a price: 24-A M.R.S. 601 sets fees that may not be exceeded and lets the superintendent set lower ones by rule, so this is the most the Bureau may charge rather than what it does charge. Maine Bureau of Insurance $15.00
Consultant application filing fee 24-A M.R.S. 601(9-A)(B). A consultant pays two thirds more to apply than anybody else. A ceiling rather than a price: 24-A M.R.S. 601 sets fees that may not be exceeded and lets the superintendent set lower ones by rule, so this is the most the Bureau may charge rather than what it does charge. Maine Bureau of Insurance $25.00
Navigator certification fee Searched and not published. 24-A M.R.S. 2188(4)(F) makes a navigator's certification turn on having "paid any fees required by the superintendent" and names no figure, which is the same drafting Ohio and Oklahoma use for their navigators. The word "any" is doing work a reader should notice: it leaves open that the superintendent requires none. The amount is left unread rather than guessed. Maine Bureau of Insurance Not confirmed

Every amount above was read at its own source between 2026-08-21 and 2026-09-05. Exam and fingerprint charges go to a vendor, not to the Department, and say so.

Approved courses

Almost nothing to approve. The producer, adjuster and consultant education requirement the statute once carried was repealed in 2007, and the Bureau's licensing vendor administers the examinations. The one training requirement left is the navigator's, and the Bureau does not approve that either: Rule 950 section 3(8) makes it the training standards the Marketplace sets, so the register that would list it belongs to CoverME.gov rather than to the Bureau. What the Bureau does keep a register of is continuing education, which is a different thing and is owed only by producers and consultants.