Insurance License Hub

The Maine Apprentice Insurance Producer license

Apprentice Insurance Producer

New on 2026-01-01. Sells for 180 days on somebody else's qualification, once in a lifetime, with no examination and no life insurance.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Be sponsored by a resident producer of a year's standing

    No state exam for this license

    The sponsor, who answers for everything you do

    • A licensed Maine resident insurance producer who employs the applicant, has held a Maine producer license in good standing for at least a year, carries no restriction, probation or disciplinary reporting requirement on that license, completes the superintendent's sponsor application, and certifies that they will supervise the apprentice and assume responsibility for all of the apprentice's acts

    and the producer application underneath it

    • A submitted insurance producer application meeting every requirement for the producer license except passage of the examination, from somebody at least 18 years old who is a Maine resident at application and stays one throughout the apprenticeship

    24-A M.R.S. 1420-Q opens with a date: "Beginning January 1, 2026, the superintendent may issue an apprentice insurance producer license in accordance with this section and section 1420-J without requiring an examination."It began existing on 2026-01-01, which is inside the window this site was built in. Four limits make it unlike any other way into a producer license here. It runs 180 days and is not renewable, and 1420-Q(4) says what happens at the end in terms: after 180 days the apprentice "may not engage in any insurance activities requiring an insurance producer license" without getting the license properly. It is once only, because 1420-Q(1)(D) closes it to anybody who has previously held or been denied a producer license in Maine or a comparable license anywhere, or who has previously been issued or denied an apprentice license. It is scoped to Maine risks and to the sponsor's own authority, under 1420-Q(5). And 1420-Q(7) carves the profitable half out of it: an apprentice may not perform activities requiring training or authority beyond a producer license, naming the federal Affordable Care Act, long-term care insurance and annuities, "In addition, an apprentice insurance producer may not perform any activities otherwise requiring a producer license involving life insurance."So a life apprenticeship is not possible. The sponsor carries the risk rather than the state: 1420-Q(3) assigns them all legal responsibility for all acts of the apprentice, 1420-Q(8) lets the superintendent cap sponsors at two active apprentices a calendar year, and 1420-Q(10) gives the sponsor and the apprentice five business days to report the end of the employment or the sponsorship. Appointment by an insurer is still required under 1420-M before the apprentice may act as its agent. The fee is the temporary licensing fee at 601(5)(C), $50, plus any application fee. This license is why the temporary license at 1420-J gets no page of its own on this site: 1420-J is the framework 1420-Q borrows, its own grounds are a death, a disability, military service or the public interest, and the Bureau's list of what it issues names the apprentice and not the temporary.

    Read at legislature.maine.gov on 2026-08-19

No national seller sells a course for this license. Nothing could, and that is the point of the license: 1420-Q lets the superintendent issue it "without requiring an examination", so there is no paper to prepare for. What stands in place of the qualification is a sponsor who assumes all legal responsibility for the apprentice's acts.