Insurance License Hub

The Maine Service Contract Provider or Administrator license

Service Contract Provider or Administrator

Registers the company behind an extended warranty on a car, an appliance or a phone, and the company that runs the program for it. One registration covers both roles and the statute says in terms that no producer license is needed.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Register, and back the contracts with insurance or with a reserve

    No state exam for this license

    What the registration application has to carry

    • An application on the superintendent's form giving the registrant's name, full business address, telephone number and contact person, designating an agent in Maine for service of process, and updated by written notice whenever any of it changes, with the fee at 601(30) on registration and every year afterwards

    and how the provider's obligations are secured

    • A reimbursement insurance policy filed with the superintendent from an insurer authorized to transact casualty insurance in Maine, from a registered risk retention group, or from an eligible surplus lines insurer that agrees in writing to comply with the chapter and submit to the superintendent's jurisdiction, the insurer or group maintaining policyholder surplus and paid-in capital of at least $15,000,000 and filing its audited statements and actuarial certification annually

    24-A M.R.S. 7103(4) takes both roles in one sentence, "A provider or administrator of service contracts issued, sold or offered for sale in this State shall apply for registration with the superintendent on a form prescribed by the superintendent", and the Bureau uses a single form headed for the provider and the administrator alike. They are two different jobs: 7102(8) defines the provider as the person contractually obliged to the contract holder, and 7102(1) defines the administrator as the person responsible for administering the program or for any submission the chapter requires. 7103(1) makes the administrator optional for the provider and mandatory for itself, "A provider may, but is not required to, appoint an administrator... All administrators of service contracts sold in this State shall register". The last line of 7103(4) is the one that decides whether this belongs beside a producer license at all, and it decides it the other way: "This section may not be construed to require a provider or administrator to apply for and obtain a license under chapter 16, subchapter 2-A."No examination, no course, no producer license, no individual behind it. 7103(2) makes registration a precondition of issuing, selling or offering any service contract, alongside giving the buyer a receipt and a copy of the contract, and 7103(3) requires a complete sample copy of the terms to be available for inspection before the sale. 7103(5) is the consumer protection that makes the registration mean something: the provider must insure all its contracts under a reimbursement policy filed with the superintendent, which pays contract holders directly if the provider does not perform. 7103(4)(B) sets out what happens when a registration ends, with 15 days to notify every in-force contract holder, a stop on new contracts and no renewals except under a run-off plan the superintendent has approved. The fee is a flat $200 a year at 601(30), the same for a national warranty company as for a single-state administrator.

    Read at legislature.maine.gov on 2026-08-19

No national seller sells a course for this license. Nothing could, and the statute says so in its own words: the last line of 7103(4) is "This section may not be construed to require a provider or administrator to apply for and obtain a license under chapter 16, subchapter 2-A."No producer license, no examination, no course.