Insurance License Hub

The Maine Portable Electronic Device Insurance Vendor license

Portable Electronic Device Insurance Vendor

Licenses the shop rather than the person at the counter, and one license covers every location, call center and website it sells from. At $1,000 it is the dearest thing on the Bureau's licensee side, and there is no examination in front of it.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Apply as the vendor, with an insurer or supervising entity behind the counter staff

    No state exam for this license

    The supervision the license runs on

    • The insurer issuing the portable electronic device insurance either directly supervises the sale or appoints a supervising entity, itself a licensed producer or insurer, to do so, and that supervision includes a training program delivered to every employee and authorized representative who sells or offers the cover

    and the list of locations

    • A list of every location in Maine at which the vendor offers coverage, provided with the application and on the superintendent's request afterwards, where a location includes any publicly accessible website, call center or similar operation directed at Maine residents

    24-A M.R.S. 7002(1) puts the license on the vendor and 7002(2) spreads it: the license "authorizes any employee or authorized representative of a vendor to sell or offer coverage under a policy of portable electronic device insurance to a customer at each location at which the vendor engages in portable electronic device transactions". Nobody behind a counter is licensed and nobody behind a counter sits a paper. 7004(1) is the condition that buys that, and it is a training duty on somebody else: the insurer supervises or appoints a supervising entity, the training reaches every employee and authorized representative directly engaged in selling, it may be delivered electronically provided the supervising entity runs a supplemental program overseen by its own licensed employees, and the content is basic instruction about the cover and about the disclosures 7003(1) requires. That is a requirement of the employer rather than of the applicant, which is why it is not a route on this page. 7001(4) is the definition that makes the license cheap for a large seller and dear for a small one, because a website or a call center directed at Maine counts as a location and the fee does not scale with how many there are: 601(29) sets $1,000 to issue and $500 a year to renew, flat. New Hampshire and Rhode Island both tier the same license by location count and Maine does not. 7005(2) gives the superintendent a power no other Maine license carries: authority may be suspended at the specific business locations where the violations happened, rather than across the vendor.

    Read at legislature.maine.gov on 2026-08-19

No national seller sells a course for this license. Nothing could: 7002 licenses the vendor rather than any individual, no examination stands in front of it, and the training the counter staff get is a duty 7004(1)(B) places on the insurer or its supervising entity, delivered inside the program rather than bought from a school.