The Maine Multiple Peril Crop Insurance Adjuster license

24-A M.R.S. 1410(1) puts the examination in front of every resident producer, adjuster and consultant license, and 1410(7) is the sentence that decides how many papers a person sits: "An applicant for more than one kind of license or for more than one authority under a license must be separately examined for each category of license or authority and shall pay a separate examination fee for each examination."Maine grants one adjuster license and hangs three authorities off it at 1415(3), so the three authorities are three papers rather than one. 1424-A(1) is the closed list of findings the superintendent must make before approving an adjuster application: compliance with subchapter 6, no act that is a ground for denial under 1417 or 1420-K, any prelicensing requirements under subchapter 2 completed, the fees under section 601 paid, and the examinations passed. Paragraph C is the education slot and subchapter 2's education subsection, 1410(4), has been empty since PL 2007, c. 51 repealed it, so what paragraph C requires of an adjuster is nothing. 1472(2) adds the rest of the qualification and it is three lines long: at least 18 years old; competent, trustworthy, financially responsible and of good personal and business reputation; and the written examination passed. Pearson VUE is the vendor and its Maine handbook prices the paper at $55 with 60 minutes allowed. Failing to appear costs the fee and the booking together, because 1410(3) sends a candidate who misses or fails back to reapply and pay before rescheduling. There is no cap on retakes anywhere in the chapter. The paper for this authority is 12-ME-33, Multiple-Peril Crop Insurance Adjuster, 60 minutes, $55. 1402(9-A) defines this authority by the program rather than by the peril: "a person who adjusts crop insurance claims under the federal crop insurance program administered by the United States Department of Agriculture". Maine still writes and gives its own paper for it, which is worth saying because several states here take the federal proficiency examination and publish no paper of their own. 1410(9) offers both and makes them alternatives in one sentence: an applicant "must either pass a crop adjuster examination administered by the superintendent under this section or provide proof of federal crop insurance certification pursuant to a process that includes passing a crop adjuster proficiency examination". 1472(2)(C) then carries that alternative into the license qualification itself, and it carries a condition the reader has to notice: the applicant must "maintain federal crop insurance certification in the case of multiple peril crop insurance adjusters who established license qualification through such certification". The certification is not a one-off proof at application; it is a standing condition of holding the license for anybody who came in that way.

Read at legislature.maine.gov on 2026-08-19

24-A M.R.S. 1410(9) and 1472(2)(C) together. This is the only route on any Maine license where the qualifying act happens outside Maine and outside insurance regulation altogether, and it is not a waiver of the examination so much as a substitution of somebody else's: the federal process the subsection points at is defined as one "that includes passing a crop adjuster proficiency examination". Nothing here is a course. The Risk Management Agency certifies loss adjusters against its own standards and Maine reads the certificate; the Bureau approves no provider, publishes no register and prescribes no hours. Seven other states on this site take the federal crop examination in place of a state paper and Maine is the only one that writes both and lets the applicant choose.

Read at legislature.maine.gov on 2026-08-19

24-A M.R.S. 1427-A(1). Maine writes this exemption for adjusters and consultants in a section of its own, separate from the producer version at 1420-H, and the wording is wider than it first looks: it waives "any prelicensing education or examination pursuant to section 1410", which is the whole of what section 1410 asks of a resident applicant. The three ways to prove it are alternatives rather than steps, and the third is the cheapest: the NAIC producer database showing the license in good standing for the type requested. Note what is not waived. 1477(1) tells the superintendent to waive the requirements for a nonresident adjuster whose home state licenses them, "except the requirements imposed by sections 1420-G and 1472, subsection 2, paragraph B", so competence, trustworthiness, financial responsibility and good reputation survive every reciprocity clause in this chapter.

Read at legislature.maine.gov on 2026-08-19

24-A M.R.S. 1427-A(2), written as a duty rather than an option: somebody licensed in another state who moves here "must apply within 90 days of establishing legal residence". No prelicensing education or examination is required for the license type previously held in the prior state, except where the superintendent determines otherwise by rule, and no such rule has been made. The clock runs from residence rather than from the application, so a person who waits out the 90 days is back on the examination route.

Read at legislature.maine.gov on 2026-08-19

24-A M.R.S. 1427-A(3), and it turns on four conditions rather than one: the earlier license was the same type, the applicant met the applicable continuing education requirements across the two years, the earlier license was terminated voluntarily, and the applicant is still fully qualified. A license that was revoked or suspended closes this route permanently, in the subsection's own last sentence. Continuing education is the condition that does nothing here, because 1481-A(1) applies subchapter 7 to producers and consultants only, so a Maine adjuster owes no continuing education to have missed.

Read at legislature.maine.gov on 2026-08-19