Insurance License Hub

The Maine Personal Lines license

Personal Lines

Property and casualty insurance sold to individuals and families for primarily noncommercial purposes in Maine. It is one line rather than two and no pre-licensing course is required.

Course

None

This license has no pre-licensing course route.

Ways in

4

3 of them skip the state exam.

Exam

Varies

Priced per paper. The prices are below.

Either combination paper is $80. Every other paper is $55.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license already held, a license held in another state or moving here already licensed.

  1. Route 1 Pass the examination

    State exam required

    24-A M.R.S. 1420-D(1) asks a resident individual applying for a producer license to pass a written examination unless exempt under 1420-H, and 1420-E(1) is the closed list of what the superintendent must find before approving the application: at least 18 years old, no act that is a ground for denial under 1420-K, the fees under section 601 paid, and the examinations passed for the lines applied for. Paragraph C of that list is where the education requirement used to sit and it now reads "[PL 2007, c. 51, S2 (RP).]", so Maine's zero is a repeal with a citation rather than a reading off an absence. There is no cap on retakes.

    Read at legislature.maine.gov on 2026-08-16

  2. Route 2 Have held the line in Maine within the last two years

    Exempt from the state exam

    • a similar Maine license covering the Personal Lines line of authority, held other than under a temporary license within the past 2 years, voluntarily terminated rather than revoked or suspended, with the continuing education requirements met over that period

    24-A M.R.S. 1420-H(3)(A), and every clause of it does work. Somebody who held a similar Maine license for the same kinds of insurance within the past two years sits no examination, provided the earlier license was not a temporary one under 1420-J, the continuing education requirements were met during those two years, the applicant is still fully qualified, and the license was voluntarily terminated. A license that was revoked or suspended closes this route for good, which the paragraph says in its own last sentence.

    Read at legislature.maine.gov on 2026-08-16

  3. Route 3 Hold the same line in another state

    Exempt from the state exam

    • an insurance producer license carrying the Personal Lines line of authority in another state

    24-A M.R.S. 1420-H(1). Somebody previously licensed for the same lines of authority in another state completes no examination. The exemption holds while that other license is current, or if the application arrives within 90 days of its cancellation and the prior state certifies good standing at that point, or the NAIC producer database shows it for the line being asked for.

    Read at legislature.maine.gov on 2026-08-16

  4. Route 4 Move to Maine and apply within 90 days

    Exempt from the state exam

    • 90 days Licensed as an insurance producer in another state carrying the Personal Lines line of authority there, and applying to become a Maine resident licensee within 90 days of establishing legal residence.

    24-A M.R.S. 1420-H(2). Somebody licensed as a producer in another state who moves here has 90 days from establishing legal residence to apply as a resident licensee under 1420-E, written as a duty rather than an option. No examination is required for a line of authority previously held in the prior state except when the superintendent determines otherwise by rule.

    Read at legislature.maine.gov on 2026-08-16

Courses

You do not have to buy any of this. The Maine Bureau of Insurance asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.

  • A.D. Banker & Company

    Exam practice. No course is required, so this is what to study.

    $169.95 to $296.85

    See 3 options ▾
    • ME Personal Lines, SILVER

      Online Course read 2026-08-22

      $169.95

    • ME Personal Lines, GOLD

      Online Course · Flash Cards read 2026-08-22

      $196.90

    • ME Personal Lines, PLATINUM

      Online Course · Flash Cards · Web Class Subscription read 2026-08-22

      $296.85

    Go to A.D. Banker & Company
  • ExamFX

    Exam practice. No course is required, so this is what to study.

    $169.95 to $299.95

    See 3 options ▾
    • Maine Personal Lines - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Maine Personal Lines - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Maine Personal Lines - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX
  • Kaplan Financial Education

    Exam practice. No course is required, so this is what to study.

    $349.00

    See 1 option ▾
    • Career Launcher Package (ME - Personal Lines)

      $349.00

    Go to Kaplan Financial Education
  • WebCE

    Exam practice. No course is required, so this is what to study.

    $109.95 to $159.95

    See 2 options ▾
    • ME Personal Lines Producer Exam Prep Complete Package

      $109.95

    • ME Personal Lines Producer Exam Prep Plus Complete Package

      $159.95

    Go to WebCE
  • Mometrix

    Exam practice. No course is required, so this is what to study.

    $59.99/month

    See 1 option ▾
    • Property and Casualty Exam Prep Course

      $59.99/month

    Go to Mometrix
  • XCEL Solutions

    Exam practice. No course is required, so this is what to study.

    $199.00 to $299.00

    See 2 options ▾
    • Maine Personal Lines Pre-licensing

      $199.00

    • Maine Personal Lines Pre-licensing Premier

      $299.00

    Go to XCEL Solutions