Insurance License Hub

Getting an insurance license in Oregon

Oregon licenses through the Oregon Division of Financial Regulation, which calls the licensee a producer. Which license you need depends on what you intend to sell, and the requirements differ sharply between them.

License types

Is a course required?

Oregon requires pre-licensing education for Every producer class of insurance , at 20 hours.

Twenty hours per class of authority, and the twenty is the Division's rather than the Legislature's: ORS 744.059(1)(c) asks only that the applicant, when the director requires it, has completed a prelicensing course of study for the lines applied for. Oregon does not require the course to be approved, which is the unusual half. The statute uses approval language in the same section where it means it, at subsection (4), and not here; the Division publishes a list of online prelicense training schools and says in the paragraph above it that it does not control those schools or their content. The scope is the producer license and nothing else: ORS 744.059 sits inside the insurance producer subchapter, and Oregon's word for what it attaches to is a class of insurance under ORS 744.062(1) rather than a line of authority. The adjuster and the insurance consultant are qualified elsewhere and neither takes a course.

Read at the Department on 2026-08-19 . ORS 744.059(1)(c), which delegates the number to the director

Oregon requires no pre-licensing course for Limited class credit insurance, Any form of insurance the director designates as a limited class, Title insurance.

A sourced zero, and it takes the examination with it: an individual is not required to complete prelicensing education or the examination for a license authorizing a type of limited class insurance, except as the director provides by rule, or for title insurance. Title is a class of the ordinary producer license in Oregon rather than a license of its own, and only a resident may hold it.

Read at oregonlegislature.gov on 2026-08-15 . ORS 744.067(5)

Oregon requires no pre-licensing course for Adjuster, Insurance consultant.

Oregon's twenty hours a class are in the producer subchapter at ORS 744.059(1)(c) and reach nothing outside it. The adjuster's qualification is four items long, a residence or place of business established before applying, the examination, trustworthiness and reliability with a good reputation, and being 18 or older, and the Division states the consequence in its own words: "All applicants for an Oregon resident adjuster license must take the Oregon adjuster exam. No prelicense training is required."The consultant's is four items too and the only study-shaped one is five years of experience in the insurance business, or equivalent education the director specifies by rule. A sourced zero read off two enumerations that carry a course requirement nowhere.

Read at the Department on 2026-08-19 . ORS 744.525(1) for the adjuster and ORS 744.619(1) for the insurance consultant, each a closed list of qualifications with no course in it

Fees

Charge Paid to Amount
Initial application Filed at NIPR, which adds a processing fee of its own. Oregon charges the same $75 across the licenses it issues; the portable electronics vendor is priced separately by rule and the temporary adjuster permit is priced nowhere. Oregon Division of Financial Regulation $75.00
Renewal, resident or non-resident $90 if late, with a processing fee on top. A renewal is not a cost of getting a first license, so it is scoped to nothing and no cost page totals it. Oregon Division of Financial Regulation $45.00
Fingerprints and background check New resident applicants only. Prints are taken only by PSI and personal checks are not accepted. It is scoped to the individual licenses; Oregon's entity and limited licenses are not fingerprinted on application. PSI Services LLC $61.25
Portable electronics vendor limited license The initial cost, from the Division's own page. ORS 646A.823 leaves the figure to rule rather than fixing one, and runs the license two years, expiring on the last day of the month it was issued in. Oregon Department of Consumer and Business Services $200.00
Temporary adjuster permit ORS 744.555(1)(a) says it in terms: a person may engage in business as an adjuster under the permit "in lieu of the license and fee requirements otherwise applicable". So the permit costs nothing, and that is the statute's own word rather than an absence this site inferred. The permit runs 90 days, or longer where the director decides more is necessary, and 744.555(2) makes the application a form listing the applicant's name and address and the state that licenses them. Oregon Department of Consumer and Business Services $0.00

Every amount above was read at its own source between 2026-08-13 and 2026-09-05. Exam and fingerprint charges go to a vendor, not to the Department, and say so.

Approved courses

The Division lists the online prelicense training schools and says plainly that it does not control those schools' sites or their content, which is a narrower claim than approval. Twelve schools were listed on 2026-08-15 and five of them are sellers this site holds: A.D. Banker, ExamFX, Kaplan, WebCE and XCEL. It matters less than it looks, because Oregon does not require the course to be approved at all, so being on the list is a convenience rather than a qualification and no row here carries an approval badge from it. The training may be taken online or in a classroom. A third witness says the same thing from a different register. Oregon IS on the NAIC external lookup, unlike Kentucky and Michigan, and its whole prelicensing set is 54 courses from 4 providers in one group: Pre-Licensing Pharmaceutical Sales Representative. Not one insurance producer course is filed there. Oregon files approved courses in that system for the credential that does require an approved course and files none for the credential that does not. You can search it at the Department .