Insurance License Hub

The Oregon Vehicle Rental Company license

Vehicle Rental Company

A limited license letting a rental company sell four kinds of cover across the counter with the keys. It reaches every employee, and the syllabus that trains them is filed with the Division every year.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Apply as the rental company, and file the training syllabus

    No state exam for this license

    The application

    • A limited license application on the form and with the information the director specifies by rule, which the director may grant on being satisfied that it is complete, and which then licenses the company's employees and designated agents to offer and sell the cover as well

    and the training program, filed and approved every year

    • A training program for the company's employees and designated agents on the kinds of cover offered, whose syllabus is filed annually with the director and approved, with an annual certification that everybody selling has completed or will complete it and will receive continuing education on those topics, subject to audit

    and the disclosures at every counter, filed and approved

    • Written material available to prospective renters at every location where rental agreements are executed, summarizing the material terms and identifying the insurer, disclosing that the cover may duplicate what the renter already has, stating that buying it is not required to rent a vehicle and describing how to claim, filed with the director and approved

    ORS 744.852(3) puts the license on the company and spreads it in the same sentence: a limited license issued to the rental company "is also a limited license for an employee or designated agent of the rental company to offer and sell insurance" for the vehicles it rents. Nobody at the counter applies for anything and nobody sits a paper. 744.854 is a closed list of four kinds of cover: personal accident insurance covering the risks of travel, including accidental death or dismemberment and medical expenses for renters and other occupants during the rental; liability insurance for renters and authorized drivers, which must include uninsured and underinsured motorist cover so far as Oregon law requires it; personal effects insurance for loss of or damage to what is in the car; and roadside assistance and emergency sickness insurance. 744.856 is where the conditions live and three of them bind harder than the license does. The rental agreement must be for 90 consecutive days or less, which is a limit on the product rather than on the seller. The written disclosure material has to be filed with the director and approved before use, which is unusual: most limited lines statutes on this site prescribe the contents and stop. And the training syllabus is filed annually and approved, with an annual certification and a power to audit, so the education requirement here is real, recurring and owed by the employer rather than by the applicant. 744.856(5) then asks the company to name an executive as its statewide filing officer, which nothing else in Oregon insurance law requires.

    Read at oregonlegislature.gov on 2026-08-19

No national seller sells a course for this license. Nothing could: ORS 744.852 licenses the rental company and extends the same license to its employees and designated agents, and the training they get is the company's own program under ORS 744.856(2), filed with the Division each year and approved rather than bought from a school.