The Oregon Third Party Administrator license
Third Party Administrator
Solicits, underwrites, collects premiums or settles claims on somebody else's life or health coverage. Fifteen kinds of person are exempt from it, and one of them has to register instead.
Course
None
This license has no pre-licensing course route.
Ways in
1
There is no state exam for this license.
Exam
n/a
Not required on any of the routes below.
Every way to qualify
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Route 1 Apply, and be found competent and financially responsible
No state exam for this license
What the application carries
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An application on the director's form with the fee, carrying whatever biographical, organizational, locational, financial and employment information the director judges relevant, satisfactory evidence that the errors and omissions insurance required by ORS 744.726 is in force, and a statement of the applicant's business plan where the director asks for one
and the finding the director makes about the people behind it
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That the administrator, and every individual responsible for the conduct of its affairs named in the application, is competent, trustworthy, financially responsible and of good personal and business reputation, and has not had a license or authority as an insurer, insurance producer or third party administrator denied or revoked for cause in any state
ORS 744.702(2) defines the activity rather than the job title: a person transacts business as a third party administrator if they directly or indirectly solicit or effect coverage of, underwrite, collect charges or premiums from, or adjust or settle claims on Oregon residents in connection with life or health insurance, or on residents of another state from an Oregon office. Since 2025 the definition also reaches a pharmacy services administrative organization, and an organization that advises, represents or contracts for member pharmacies on procuring or supplying prescription drugs. There is no examination and no course. 744.704(1) is fifteen exemptions and the first two are the ones that matter for anybody already licensed here: an Oregon adjuster whose activities are limited to adjusting claims, and an Oregon producer authorized for life or health whose activities are limited exclusively to selling insurance. Both exemptions are conditional on staying inside that limit, and 744.702(4) closes the loop from the other side: nothing in the third party administrator sections exempts the holder from any other license it needs when it acts as a producer, adjuster or consultant. 744.704(2) is a size threshold rather than a category: an administrator with its principal place of business in another state, not soliciting business in Oregon, needs no license where the group policies it services cover the lesser of five percent or 100 certificate holders resident here. 744.714 is the one exemption that comes with a duty attached, and it gets no page of its own: an administrator solely of ERISA-preempted employee benefit plans registers annually with the director verifying that it still qualifies for the exemption. A registration that certifies the absence of a license is not a license.
Read at oregonlegislature.gov on 2026-08-19
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No national seller sells a course for this license. Nothing could: ORS 744.706 lists what the application carries and none of it is an examination or a course. What the director tests instead is whether the administrator and everybody responsible for its affairs is competent, trustworthy, financially responsible and of good reputation.