The North Dakota Personal Lines license

N.D. Admin. Code 45-02-02-04(5)(e) defines personal lines as "property and casualty insurance coverage sold to individuals and families for primarily noncommercial purposes" and puts it among the product types that need only the reduced examination for that product. PSI lists ND Personal Lines among the ten North Dakota insurance papers it gives. N.D. Admin. Code 45-02-02-04(5) names five product types an applicant may be licensed to write on a reduced examination rather than the full line paper: bail bonds, credit, crop or crop hail, legal expense including prepaid legal service, and personal lines. The authority for the reduction is N.D.C.C. 26.1-26-25(4), which lets the commissioner find by rule that the full requirements would be too burdensome and unrelated to a specific product type. No course sits in front of any of them: 26.1-26-15.1 is headed Prelicensure education and its whole text is now "Repealed by S.L. 2001, ch. 262, section 136".

Read at ndlegis.gov on 2026-08-20

N.D.C.C. 26.1-26-25(1). Somebody previously licensed for the same lines of authority in another state may not be required to complete any prelicensing education or examination. The exception holds while that other license is current, or if the application arrives within 90 days of its cancellation and either the prior state certifies good standing at that point or the NAIC producer database shows it for the line being asked for.

Read at ndlegis.gov on 2026-08-20

N.D.C.C. 26.1-26-25(2). Somebody licensed as a producer in another state who moves to North Dakota has 90 days from establishing legal residence to apply as a resident licensee, written as a duty. Neither prelicensing education nor an examination may be required for a line of authority previously held in the prior state unless the commissioner determines otherwise by rule.

Read at ndlegis.gov on 2026-08-20