The Washington Life license
Life
Sells life insurance in Washington, which the statute writes as coverage on human lives including endowment and annuity benefits, benefits for death or dismemberment by accident, and disability income. The pre-licensing education this line used to require was dropped on 2023-07-23.
Course
None
This license has no pre-licensing course route.
Ways in
3
2 of them skip the state exam.
Exam
Varies
Priced per paper. The prices are below.
Either combination is $55. Each single paper is $38.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license held in another state or moving here already licensed.
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Route 1 Pass the examination
State exam required
RCW 48.17.110(1) asks a resident individual applying for a producer license to pass a written examination unless exempt under that section or RCW 48.17.175, and RCW 48.17.090(2) is the closed list of what the commissioner must find before approving the application: at least 18 years old, no act that is a ground for denial under 48.17.530, the fees at 48.14.010 paid, and the examinations passed for the lines applied for. Fingerprints go to the state patrol and the FBI, and the applicant pays whatever those agencies charge. No course is in any of it, and has not been since 2023-07-23.
Read at app.leg.wa.gov on 2026-08-16
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Route 2 Hold the same line in another state
Exempt from the state exam
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an insurance producer license carrying the Life line of authority in another state
RCW 48.17.175(1). Somebody previously licensed for the same lines of authority in another state completes neither prelicensing education nor an examination. The exemption holds while that other license is current, or if the application arrives within 90 days of its cancellation and the prior state certifies good standing at that point, or the NAIC producer database shows it for the line being asked for.
Read at app.leg.wa.gov on 2026-08-16
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Route 3 Move to Washington and apply within 90 days
Exempt from the state exam
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90 days Licensed as an insurance producer in another state carrying the Life line of authority there, and applying to become a Washington resident licensee within 90 days of establishing legal residence.
RCW 48.17.175(2). Somebody licensed as a producer in another state who moves here has 90 days from establishing legal residence to apply as a resident licensee under 48.17.090, written as a duty rather than an option. No prelicensing education or examination is required for a line of authority previously held in the prior state except where the commissioner determines otherwise by rule.
Read at app.leg.wa.gov on 2026-08-16
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Courses
You do not have to buy any of this. The Washington State Office of the Insurance Commissioner asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.
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A.D. Banker & Company
Exam practice. No course is required, so this is what to study.
$169.95 to $296.85
See 3 options Hide ▾-
WA Life, SILVER
Online Course read 2026-08-22
$169.95
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WA Life, GOLD
Online Course · Flash Cards read 2026-08-22
$196.90
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WA Life, PLATINUM
Online Course · Flash Cards · Web Class Subscription read 2026-08-22
$296.85
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ExamFX
Exam practice. No course is required, so this is what to study.
$169.95 to $299.95
See 6 options Hide ▾-
Washington Life - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$169.95
- Washington Life and Health - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$169.95
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Washington Life - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$219.95
- Washington Life and Health - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$219.95
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Washington Life - Live Online Study Package
Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$299.95
- Washington Life and Health - Live Online Study Package
Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$299.95
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Kaplan Financial Education
Exam practice. No course is required, so this is what to study.
$349.00
See 2 options Hide ▾-
Career Launcher Package (WA - Life & Health)
$349.00
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Career Launcher Package (WA - Life Only)
$349.00
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WebCE
Exam practice. No course is required, so this is what to study.
$109.95 to $159.95
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WA Life & Disability Exam Prep Complete Package
$109.95
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WA Life Exam Prep Complete Package
$109.95
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WA Life & Disability Exam Prep Plus Complete Package
$159.95
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WA Life Exam Prep Plus Complete Package
$159.95
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Mometrix
Exam practice. No course is required, so this is what to study.
$59.99/month
See 1 option Hide ▾-
Life and Health Insurance Exam Prep Course
$59.99/month
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XCEL Solutions
Exam practice. No course is required, so this is what to study.
$199.00 to $299.00
See 2 options Hide ▾-
Washington Life and Health Pre-licensing
$199.00
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Washington Life and Health Pre-licensing Premier
$299.00
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