The Texas Adjuster: Designated Home State - All Lines license
Adjuster: Designated Home State - All Lines
The Texas license for adjusters who live in a state that licenses no adjusters at all. Living in a state that does issue one makes an applicant ineligible, and TDI keeps the fee.
Course
No count
A course is required and the regulator publishes no hour count for it.
Ways in
4
3 of them skip the state exam.
Exam
Not confirmed
Required on some routes and not others.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.
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Route 1 Complete a TDI-approved course in adjusting losses
Exempt from the state exam
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A pre-licensing course in adjusting losses, prescribed and approved by the commissioner, ending in an examination on the course sat in a controlled, supervised and proctored testing environment, approved by the Department , completed within 1 year
Tex. Ins. Code 4101.056(a)(4) excuses the applicant from the state examination on proof of a course in adjusting losses "as prescribed and approved by the commissioner", passed under examination. Subsection (b) requires that examination to be scheduled by the applicant and sat "in a testing environment that is controlled, supervised, and proctored by a disinterested third party approved by the commissioner", and (c) defines disinterested as neither a relative within the third degree nor an employee or subordinate. TDI adds a freshness the statute does not: the course must have been completed within the last 12 months, and TDI points at Sircon for the approved list. No hour count is set anywhere in the statute or on TDI's page, so none is recorded here; every one of the 77 courses in Texas's own pre-licensing register runs 40 credits, which is the approval standard rather than a figure the applicant is told to meet.
Read at the Department on 2026-08-17
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Route 2 Hold the Chartered Property and Casualty Underwriter or Associate in Claims designation
Exempt from the state exam
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CPCU Chartered Property and Casualty Underwriter, from The Institutes
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AIC Associate in Claims, from The Institutes
Either designation is enough on its own, and both come from The Institutes.
Read at the Department on 2026-08-17
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Route 3 Reinstate a license that expired between 90 days and a year ago
Exempt from the state exam
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a Texas designated home state all lines adjuster license that expired more than 90 days and less than one year ago
TDI lists an expired license among the reasons no examination is needed, and it is bounded at both ends: inside the first 90 days the renewal process is used instead, and after a year the examination comes back. So this route begins where renewal stops.
Read at the Department on 2026-08-17
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Route 4 Pass the examination
State exam required
The examination code is InsTX-ALAdj16 and the fee is $49, paid when the reservation is made and never at the testing center. TDI publishes both on this page and on no other adjuster page.
Read at the Department on 2026-08-17
Courses
This is the part you buy. 3 of the 5 products sold for this license satisfy the requirement above, and the rest are practice material. Each seller opens to what it holds and what each package costs.
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A.D. Banker & Company
Meets the requirement: complete a TDI-approved course in adjusting losses.
$254.00 to $289.00
See 2 options Hide ▾Approved as "Texas All Lines Adjuster", course 118845, 40 credits, category PreLic-Adjuster-All Lines, active 2019-05-10 and up for renewal 2027-05-10. The designated home state license is the all lines license issued to somebody whose own state licenses no adjusters, it sits the same examination under the same code, InsTX-ALAdj16, and TDI offers it the same approved-course waiver, so the same courses reach it. Both of A.D. Banker's Texas entries are flagged not public, which neither Kaplan's nor WebCE's are. The flag is recorded rather than read as a rejection: the approval is current, its renewal date is 2027-05-10 and it has not passed, and the seller offers the course openly on its own site
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TX Adjuster-All Lines, SILVER
Online Course read 2026-08-22
$254.00
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TX Adjuster-All Lines, GOLD
Online Course · Flash Cards read 2026-08-22
$289.00
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Kaplan Financial Education
Meets the requirement: complete a TDI-approved course in adjusting losses.
$299.00
See 1 option Hide ▾Approved as "Texas All Lines Adjuster Licensing Course", course 135420, 40 credits, category PreLic-Adjuster-All Lines, active 2023-06-26 and up for renewal 2027-06-26
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Essential Self Study Online Package (TX All-Lines - Adjuster)
$299.00
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WebCE
Meets the requirement: complete a TDI-approved course in adjusting losses.
$239.95
See 1 option Hide ▾Approved as "Texas All Lines Adjuster Course", course 103237, 40 credits, category PreLic-Adjuster-All Lines, active 2016-02-08 and up for renewal 2028-02-08
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TX All Lines Adjuster Complete Exam Prep with State Exam Package (P&C, WC, Crop)
$239.95
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ExamFX
Exam practice. It does not satisfy the course requirement.
$129.95 to $179.95
See 2 options Hide ▾-
Texas Adjuster Basics - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$129.95
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Texas Adjuster Basics - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$179.95
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Mometrix
Exam practice. It does not satisfy the course requirement.
$59.99/month
See 1 option Hide ▾-
Insurance Claims Adjuster Course
$59.99/month
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