The Tennessee Personal Lines license

Tennessee asks no pre-licensing course of this line. 2023 Public Chapter 57, section 2 deleted Tenn. Code Ann. 56-6-106(a)(3), the general course requirement, outright on 2023-03-21, and the 2024 act that put a course back put it on title alone. TDCI's own procedure page says the same thing from the other end: the 30 hours are required "for applicants applying for a title insurance line of authority" and every other applicant goes straight to the examination. The rule that still asks 20 hours of six lines, 0780-01-56-.06, was last amended in 2011 and has outlived its statute. The examination is Pearson VUE's, the scores reach the Department electronically, and the application cannot be filed for 48 hours after the sitting. The filing fee is $50 through NIPR. TDCI writes it as "Personal Lines (Non-Commercial Property and Casualty)", which is the Department defining the line in the act of listing it.

Read at the Department on 2026-08-17

TDCI runs non-residents through a separate procedure headed "without Exams", which covers non-residents, limited lines producers and anybody else exempt from a written examination. Fees are retaliatory for non-residents. On the title line this same exemption is worth less than it looks: 2023 removed the words "prelicensing education or" from it, so holding title elsewhere waives Tennessee's examination and not its thirty hours.

Read at the Department on 2026-08-17