Insurance License Hub

The Tennessee Life license

Life

Sells life insurance in Tennessee. One of the seven classifications TDCI issues a producer license for, and one of the six that need no course.

Course

None

This license has no pre-licensing course route.

Ways in

2

1 of them skips the state exam.

Exam

Varies

Priced per paper. The prices are below.

Most papers are $55 and the public adjuster paper is $50. Two producer papers taken together are $80, three are $125.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination or a license held in another state.

  1. Route 1 Pass the examination

    State exam required

    Tennessee asks no pre-licensing course of this line. 2023 Public Chapter 57, section 2 deleted Tenn. Code Ann. 56-6-106(a)(3), the general course requirement, outright on 2023-03-21, and the 2024 act that put a course back put it on title alone. TDCI's own procedure page says the same thing from the other end: the 30 hours are required "for applicants applying for a title insurance line of authority" and every other applicant goes straight to the examination. The rule that still asks 20 hours of six lines, 0780-01-56-.06, was last amended in 2011 and has outlived its statute. The examination is Pearson VUE's, the scores reach the Department electronically, and the application cannot be filed for 48 hours after the sitting. The filing fee is $50 through NIPR.

    Read at the Department on 2026-08-17

  2. Route 2 Hold the same line in another state

    Exempt from the state exam

    • an insurance producer license carrying the Life line of authority in the applicant's home state

    TDCI runs non-residents through a separate procedure headed "without Exams", which covers non-residents, limited lines producers and anybody else exempt from a written examination. Fees are retaliatory for non-residents. On the title line this same exemption is worth less than it looks: 2023 removed the words "prelicensing education or" from it, so holding title elsewhere waives Tennessee's examination and not its thirty hours.

    Read at the Department on 2026-08-17

Courses

You do not have to buy any of this. The Tennessee Department of Commerce and Insurance asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.

  • A.D. Banker & Company

    Exam practice. No course is required, so this is what to study.

    $79.95 to $296.85

    See 9 options ▾
    Go to A.D. Banker & Company

  • Kaplan Financial Education

    Exam practice. No course is required, so this is what to study.

    $239.00 to $329.00

    See 2 options ▾

    • Premium (Live Online) - Life

      Instructor-Led Class · InstructorLink · Study Plan · Video & Audio Review · InsurancePro QBank · Student Community · Checkpoint Exams · Performance Tracker · Pre-Study Assessment read 2026-08-22

      $239.00

    • Premium (Live Online) - Life & Health

      Instructor-Led Class · InstructorLink · Study Plan · Video & Audio Review · InsurancePro QBank · Student Community · Checkpoint Exams · Performance Tracker · Pre-Study Assessment read 2026-08-22

      $329.00

    Go to Kaplan Financial Education

  • ExamFX

    Exam practice. No course is required, so this is what to study.

    $169.95 to $299.95

    See 6 options ▾

    • Tennessee Life - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Tennessee Life and Health Bundle - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Tennessee Life - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Tennessee Life and Health Bundle - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Tennessee Life - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    • Tennessee Life and Health Bundle - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX

  • WebCE

    Exam practice. No course is required, so this is what to study.

    $109.95 to $159.95

    See 4 options ▾

    • TN Life, Accident and Health Agent Exam Prep Complete Package

      $109.95

    • TN Life Agent Exam Prep Complete Package

      $109.95

    • TN Life, Accident and Health Agent Exam Prep Plus Complete Package

      $159.95

    • TN Life Agent Exam Prep Plus Complete Package

      $159.95

    Go to WebCE

  • XCEL Solutions

    Exam practice. No course is required, so this is what to study.

    $199.00 to $299.00

    See 2 options ▾

    • Tennessee Life and Health Pre-licensing

      $199.00

    • Tennessee Life and Health Pre-licensing Premier

      $299.00

    Go to XCEL Solutions

  • Mometrix

    Exam practice. No course is required, so this is what to study.

    $59.99/month

    See 1 option ▾

    • Life and Health Insurance Exam Prep Course

      $59.99/month

    Go to Mometrix