The Tennessee Automobile Club Agent license
Automobile Club Agent
Sells motor club memberships in Tennessee. The Agent Licensing Section issues it, and the authority it cites is the motor vehicle title of the code rather than the insurance one.
Course
None
This license has no pre-licensing course route.
Ways in
2
None of them requires a state exam, because this license has none.
Exam
n/a
Not required on any of the routes below.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by a license already held or experience.
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Route 1 Hold a Tennessee insurance license other than a limited lines one
No state exam for this license
Underlying license
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a current Tennessee insurance license, excluding limited lines
and club relationship
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A relationship form signed and certified by a representative of the automobile club the applicant will represent.
The Department's procedure gives the applicant a choice between holding an insurance license and producing a background check, and the license limb excludes limited lines by name. The relationship form is not optional on either limb: a representative of the club has to sign and certify it. The license expires annually on 30 June and renews for another $20 at NIPR.
Read at the Department on 2026-08-20
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Route 2 Produce a background check instead
No state exam for this license
Background check
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A Personnel Selection Report or criminal background check filed with the application, in place of holding a Tennessee insurance license.
and club relationship
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A relationship form signed and certified by a representative of the automobile club the applicant will represent.
This is the limb for somebody with no insurance license at all, and it is why the automobile club agent is a way into the business rather than an endorsement on a license already held. The Department's page cites TN Code 55-18-101 through 109, which is the motor vehicle title rather than title 56, and the Agent Licensing Section issues it anyway.
Read at the Department on 2026-08-20
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Tennessee sets no examination and no course for the automobile club agent. No national seller prices a product for it.