Insurance License Hub

The Oklahoma Variable Life and Variable Annuity Products license

Variable Life and Variable Annuity Products

Sells cover provided under variable life insurance contracts and variable annuities in Oklahoma. The page said until 2026-08-19 that the statute conditions this line on nothing else. The rule conditions it on two other things, and it splits the line in half: variable life rests on the Oklahoma life examination and a securities registration, and variable annuity takes no test at all.

Course

None

This license has no pre-licensing course route.

Ways in

3

2 of them skip the state exam.

Exam

Varies

Priced per paper. The prices are below.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license already held or moving here already licensed.

  1. Route 1 For variable life, pass the life paper and register with FINRA

    State exam required

    The Oklahoma paper

    • The Oklahoma Life insurance examination, passed successfully. There is no variable paper on the examination vendor's list of ten Oklahoma producer examinations.

    and the securities registration

    • Proof of current FINRA registration with Series 6 or Series 7 and Series 63 or Series 66, or any other examination FINRA deems substantially equivalent that the Commissioner approves in his or her discretion.

    OAC 365:25-3-15(a): "Producers who wish to sell a variable life product shall have passed successfully the Oklahoma Life Insurance examination and shall provide proof of current FINRA registration with series 6 or 7 and series 63 or 66."Two of those four registrations are not on any other page of this site: most states that reach for FINRA ask for Series 6 or 7 alone, and Oklahoma asks for a state law paper on top of it. 36 O.S. 1435.8(A)(5) is the line of authority itself.

    Read at rules.ok.gov on 2026-08-19

  2. Route 2 For variable annuity, show the FINRA registration and pay the fee

    Exempt from the state exam

    The securities registration

    • Proof of current FINRA registration with Series 6 or Series 7 and Series 63 or Series 66, or any other examination FINRA deems substantially equivalent that the Commissioner approves.

    and the extra fee

    • The additional license fee 36 O.S. 1435.23(A)(4)(c) sets for the sale or solicitation of variable insurance products, $60 biennially on top of the producer license, submitted with the application the Commissioner prescribes.

    OAC 365:25-3-15(b): "No test shall be required of an applicant for a variable annuity license" where the applicant provides the FINRA registration and pays the additional fee. So the two halves of one line of authority are qualified for two different ways, and only one of them is examined at all. A waiver of an examination is not evidence the examination exists, and here the vendor's list settles it in the other direction as well: Oklahoma gives no variable paper of any kind.

    Read at rules.ok.gov on 2026-08-19

  3. Route 3 Move to Oklahoma and apply within 90 days

    Exempt from the state exam

    • 90 days Licensed as an insurance producer in another state carrying the Variable Life and Variable Annuity Products line of authority there on the day legal residence in Oklahoma was established, and applying to become a resident licensee within 90 days of that day.

    36 O.S. 1435.10(B). Somebody licensed as a producer in another state who moves here shall apply to become a resident licensee within ninety days of establishing legal residence in Oklahoma, and no examination and no continuing education is required for any line of authority held in the prior state on the day residency was established, except where the Commissioner determines otherwise by regulation. Oklahoma is the only state on this site that waives the continuing education in the same breath as the examination.

    Read at oscn.net on 2026-08-19

The Oklahoma products sellers do carry are all for a producer line or for the adjuster; Aceable sells nothing in Oklahoma at all. Oklahoma asks for no course here and its examination vendor publishes no paper for this license, so there is nothing to sell.