The Oklahoma Motor Service Club license
Motor Service Club
Sells motor club memberships, which Oklahoma regulates as insurance even though most of what they promise is a tow truck. The person selling holds this limited line; the club itself holds a certificate of authority and puts up $50,000 in cash or a $100,000 bond before it may sell anything.
Course
None
This license has no pre-licensing course route.
Ways in
2
None of them requires a state exam, because this license has none.
Exam
n/a
Not required on any of the routes below.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by experience or moving here already licensed.
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Route 1 Apply for the limited lines license
No state exam for this license
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At least eighteen years old, no act that is a ground for denial under 36 O.S. 1435.13, the fees at 1435.23 paid, and a showing under 1435.7(C) that the applicant is competent, trustworthy, financially responsible and of good personal and business reputation. OAC 365:25-3-11, the rule that used to set out the motor service club agent's license, was revoked on 2007-07-14 and nothing replaced it, so the statute is the whole of the requirement.
36 O.S. 1435.20(A)(8) makes the Motor Service Club limited lines producer a category under the Producer Licensing Act and points at 36 O.S. 3101 and following. 3101 defines the producer as somebody who solicits the purchase of service contracts or transmits them for another, and excludes anybody "performing only work of a clerical nature in the office of the motor club". Motor club service is a defined list of twelve things, of which a company must furnish three or more: towing, emergency road service, insurance service, bail bond service, legal service, discount service, financial service, buying and selling service, theft service, map service, touring service. The club is licensed separately under 3102, which asks for $50,000 in cash or securities or a $100,000 corporate surety bond deposited with the Commissioner before it sells or offers to sell any motor club service, and the Department prices that registration at $250 to apply and $100 a year to renew. 36 O.S. 1435.20(A) is the closed list of categories a limited lines producer may qualify in and this is one of them. 1435.10(A)(1) exempts a limited lines producer from the examination if the Commissioner determines, under rules the Commissioner adopts, that the applicant is cognizant of and capable of fulfilling the responsibilities of the license, and OAC 365:25-3-16(a)(1) is that determination, made once and for the whole class: "The following applicants are cognizant of and capable of fulfilling the responsibilities of the license without an examination: (1) limited lines producers". So the waiver is not a finding a reader has to hope for. The examination vendor's list agrees from the other side: PSI publishes ten Oklahoma producer papers and not one of them is a limited line. No course appears anywhere in the Producer Licensing Act.
Read at oklegislature.gov on 2026-08-19
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Route 2 Move to Oklahoma and apply within 90 days
No state exam for this license
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90 days Licensed as an insurance producer in another state carrying the Motor Service Club limited line there on the day legal residence in Oklahoma was established, and applying to become a resident licensee within 90 days of that day.
36 O.S. 1435.10(B). No examination and no continuing education is required for any line of authority held in the prior state on the day residency was established, except where the Commissioner determines otherwise by regulation, and OAC 365:25-3-16(a)(4) repeats the waiver in the rules. Oklahoma is the only state on this site that waives the continuing education in the same breath as the examination, and it has no reciprocity route to a resident license at all: 1435.10 has two limbs and holding a live license elsewhere while staying put opens neither.
Read at oklegislature.gov on 2026-08-19
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The Oklahoma products sellers do carry are all for a producer line or for the adjuster; Aceable sells nothing in Oklahoma at all. Oklahoma asks for no course here and its examination vendor publishes no paper for this license, so there is nothing to sell.