Insurance License Hub

The Oklahoma Credit license

Credit

Limited line credit insurance in Oklahoma. Nothing stands between an applicant and this license but the application: the Commissioner made the finding 36 O.S. 1435.10(A)(1) asks for once and for the whole class of limited lines producers, and the examination vendor gives no credit paper.

Course

None

This license has no pre-licensing course route.

Ways in

2

None of them requires a state exam, because this license has none.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by experience or moving here already licensed.

  1. Route 1 Apply for the limited lines license

    No state exam for this license

    • At least eighteen years old, no act that is a ground for denial under 36 O.S. 1435.13, the fees at 1435.23 paid, and a showing under 1435.7(C) that the applicant is competent, trustworthy, financially responsible and of good personal and business reputation.

    This license page said until 2026-08-19 that the examination stands here because 1435.10(A)(1) exempts a limited lines producer only if the Commissioner determines that the applicant is cognizant of and capable of fulfilling the responsibilities of the license. The determination exists and it is not made applicant by applicant. OAC 365:25-3-16(a) reads "The following applicants are cognizant of and capable of fulfilling the responsibilities of the license without an examination: (1) limited lines producers", and 36 O.S. 1435.20(A)(4) makes credit one of the eight limited lines categories. The examination vendor's list agrees from the other side: PSI publishes ten Oklahoma producer papers, Life, Accident and Health or Sickness, the combined Life and Accident and Health, Property and Casualty, Property and Casualty Personal Lines Only, Property, Casualty, Title, Aircraft Title and Bail Bondsman, and there is no credit paper among them. No course appears anywhere in the Producer Licensing Act.

    Read at rules.ok.gov on 2026-08-19

  2. Route 2 Move to Oklahoma and apply within 90 days

    No state exam for this license

    • 90 days Licensed as an insurance producer in another state carrying the Credit line of authority there on the day legal residence in Oklahoma was established, and applying to become a resident licensee within 90 days of that day.

    36 O.S. 1435.10(B). Somebody licensed as a producer in another state who moves here shall apply to become a resident licensee within ninety days of establishing legal residence in Oklahoma, and no examination and no continuing education is required for any line of authority held in the prior state on the day residency was established, except where the Commissioner determines otherwise by regulation. Oklahoma is the only state on this site that waives the continuing education in the same breath as the examination.

    Read at oscn.net on 2026-08-19

The Oklahoma products sellers do carry are all for a producer line or for the adjuster; Aceable sells nothing in Oklahoma at all. Oklahoma asks for no course here and its examination vendor publishes no paper for this license, so there is nothing to sell.