Insurance License Hub

The Oklahoma Commercial Lines license

Commercial Lines

Property and casualty coverage sold to businesses for primarily commercial purposes. Oklahoma is one of the few states that names commercial lines as a line of authority of its own, and its examination vendor prints no paper of that name: the Property and Casualty paper is what a candidate sits.

Course

None

This license has no pre-licensing course route.

Ways in

2

1 of them skips the state exam.

Exam

Varies

Priced per paper. The prices are below.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination or moving here already licensed.

  1. Route 1 Pass the examination

    State exam required

    36 O.S. 1435.6(A) asks a resident individual applying for a producer license to pass a written examination unless exempt under 1435.10, and 1435.6(D) adds that the Commissioner shall examine each applicant as to competence to act as a licensee and that the applicant must take it personally. 1435.7 is the closed list of what the Commissioner must find before approving the application: at least 18 years old, no act that is a ground for denial under 1435.13, the fees at 1435.23 paid, and the examinations passed for the lines applied for; 1435.7(C) adds that the applicant must demonstrate being competent, trustworthy, financially responsible and of good personal and business reputation. No course is in any of it. Oklahoma has no reciprocity route to a resident license, and that is the section rather than a gap here. 1435.10 has exactly two limbs: a conditional waiver for limited lines producers, and the residency transfer. Simply holding a live license in another state opens nothing. The District of Columbia is the mirror image, with reciprocity and no residency transfer. Georgia and Utah are drafted the way Oklahoma is, with a residency transfer and no reciprocity route to a resident license. The paper is worth naming, because there is not one under this line's own name. PSI publishes ten Oklahoma producer papers and the ones that reach commercial risks are Property and Casualty, Property, and Casualty; there is no Commercial Lines examination on the list, where Personal Lines has its own, styled Property and Casualty Personal Lines Only. Read on 2026-08-19 in the vendor's Oklahoma candidate information bulletin.

    Read at oklegislature.gov on 2026-08-19

  2. Route 2 Move to Oklahoma and apply within 90 days

    Exempt from the state exam

    • 90 days Licensed as an insurance producer in another state carrying the Commercial Lines line of authority there on the day legal residence in Oklahoma was established, and applying to become a resident licensee within 90 days of that day.

    36 O.S. 1435.10(B). Somebody licensed as a producer in another state who moves here shall apply to become a resident licensee within ninety days of establishing legal residence in Oklahoma, and no examination and no continuing education is required for any line of authority held in the prior state on the day residency was established, except where the Commissioner determines otherwise by regulation. Oklahoma is the only state on this site that waives the continuing education in the same breath as the examination.

    Read at oscn.net on 2026-08-19

The Oklahoma products sellers do carry are all for a producer line or for the adjuster; Aceable sells nothing in Oklahoma at all. Oklahoma asks for no course here and its examination vendor publishes no paper for this license, so there is nothing to sell.