The Nevada Variable Annuities and Variable Life Insurance license
Variable Annuities and Variable Life Insurance
Sells variable annuities and variable life insurance in Nevada, which the statute describes as coverage reflecting the results of a separate investment account. Nevada issues it as a line of authority in its own right rather than as an endorsement on the life line.
Course
None
This license has no pre-licensing course route.
Ways in
3
2 of them skip the state exam.
Exam
Varies
Priced per paper. The prices are below.
A single line paper is $37. The Life/Health or Property/Casualty combination is $47.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license held in another state or moving here already licensed.
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Route 1 Pass the examination
State exam required
A sourced zero read off a closed list. NRS 683A.251(1) tells the Commissioner what to find before approving a resident producer application, and the list is four items: eighteen years of age, no act that is a ground for refusal, the fees paid, and the examinations passed. No education appears in it, and none appears in NRS 683A.241, which is the examination section. Nevada does approve prelicensing providers and courses, and NAC 683A.221 sets how long each one must run, but those are standards a course must meet to be approved rather than anything an applicant must hold.
Read at leg.state.nv.us on 2026-08-15
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Route 2 Hold the same line in another state
Exempt from the state exam
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a producer license carrying the Variable Annuities and Variable Life Insurance line of authority in another state
NRS 683A.291(1). Either that license is current, or the application reaches Nevada within ninety days of its cancellation and the other state certifies that the applicant was in good standing then. The NAIC's own records showing the applicant licensed and in good standing for the lines requested are an accepted alternative to the certificate. The section is headed as an exemption from education and examination, and Nevada asks no education of a producer in the first place, so what it actually removes here is the examination.
Read at leg.state.nv.us on 2026-08-15
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Route 3 Move to Nevada and apply within 90 days
Exempt from the state exam
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90 days Licensed in another state for the Variable Annuities and Variable Life Insurance line of authority, moving to Nevada, and applying for the resident license within ninety days of establishing legal residence.
NRS 683A.291(3). It is not a separate exemption but the deadline attached to the one above: miss the ninety days and the mover sits the examination like anybody else.
Read at leg.state.nv.us on 2026-08-15
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The Nevada Division of Insurance requires no pre-licensing course for this license, so there is nothing here to price. Anyone selling you one is selling exam practice.