The Mississippi Personal Lines license
Personal Lines
Sells the household half of property and casualty in Mississippi.
Course
20 hrs
The shortest single course route.
Ways in
4
1 of them skips the state exam.
Exam
$50
Required on some routes and not others.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.
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Route 1 Take the 20-hour course
State exam required
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20 hours of pre-licensing education for the Personal Lines line, approved by the Department
Every Mississippi pre-licensing course carries an examination of its own, separate from the state examination, and the provider has five business days to report the result.
Read at the Department on 2026-08-14
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Route 2 Hold a bachelor's degree with major coursework in insurance
State exam required
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A degree in insurance
Miss. Code Ann. 83-17-251(2)(b): a bachelor's degree with major coursework in insurance from an accredited institution of higher learning. It exempts the course and not the examination.
Read at billstatus.ls.state.ms.us on 2026-08-16
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Route 3 Hold one of the 4 designations the statute names for this line
State exam required
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AAI Accredited Advisor in Insurance, from the Insurance Institute of America
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ARM Associate in Risk Management, from the Insurance Institute of America
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CIC Certified Insurance Counselor, from The National Alliance for Insurance Education and Research
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CPCU Chartered Property and Casualty Underwriter, from the Insurance Institute of America
Miss. Code Ann. 83-17-251(2)(e), and the designation has to be current and valid. It exempts the course and not the examination. The paragraph says "the property and casualty lines of authority" rather than naming personal lines, and personal lines is one of them, which is the reading taken here.
Read at billstatus.ls.state.ms.us on 2026-08-16
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Route 4 Be exempt from the written examination
Exempt from the state exam
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An exemption from the written examination under Miss. Code Ann. sections 83-17-39(1) or 83-17-67
Miss. Code Ann. 83-17-251(2)(a) hangs the education exemption on the examination one: anybody excused the written examination by those two sections is excused the twenty hours with it. The two sections are not transcribed here, so this route says what 83-17-251 says about them and no more.
Read at billstatus.ls.state.ms.us on 2026-08-16
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Courses
This is the part you buy. All 5 of the courses sold for this license satisfy the requirement above. Each seller opens to what it holds and what each package costs.
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A.D. Banker & Company
Meets the requirement: take the 20-hour course.
$169.95 to $296.85
See 3 options Hide ▾Listed as "A.D. BANKER & COMPANY, L.L.C. (15015988)" holding course 26819 in the Personal Lines category
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MS Personal Lines, SILVER
Online Course read 2026-08-22
$169.95
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MS Personal Lines, GOLD
Online Course · Flash Cards read 2026-08-22
$196.90
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MS Personal Lines, PLATINUM
Online Course · Flash Cards · Web Class Subscription read 2026-08-22
$296.85
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ExamFX
Meets the requirement: take the 20-hour course.
$169.95 to $299.95
See 3 options Hide ▾Listed as "EXAMFX (15007508)" holding course 25692 in the Personal Lines category
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Mississippi Personal Lines - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$169.95
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Mississippi Personal Lines - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$219.95
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Mississippi Personal Lines - Live Online Study Package
Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$299.95
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Kaplan Financial Education
Meets the requirement: take the 20-hour course.
$349.00
See 1 option Hide ▾Listed as "KAPLAN FINANCIAL EDUCATION (10000451)" holding course 25571 in the Personal Lines category
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Career Launcher Package (MS - Personal Lines)
$349.00
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WebCE
Meets the requirement: take the 20-hour course.
$109.95 to $159.95
See 2 options Hide ▾Listed as "WEBCE, INC (10000241)" holding course 25183 in the Personal Lines category
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MS Personal Lines Exam Prep Complete Package
$109.95
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MS Personal Lines Exam Prep Plus Complete Package
$159.95
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XCEL Solutions
Meets the requirement: take the 20-hour course.
$199.00 to $299.00
See 2 options Hide ▾Listed as "XCEL Solutions LLC (15034119)" holding course 25543 in the Personal Lines category
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Mississippi Personal Lines Pre-licensing
$199.00
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Mississippi Personal Lines Pre-licensing Premier
$299.00
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