Insurance License Hub

The Louisiana Insurance Consultant license

Insurance Consultant

Advises for a fee on Louisiana insurance rather than selling it. Created in 2016, carried on four producer lines plus variable contracts, and defined as much by its eight exclusions as by its own terms.

Course

None

This license has no pre-licensing course route.

Ways in

3

2 of them skip the state exam.

Exam

$50

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license already held or a license held in another state.

  1. Route 1 Pass the examination

    State exam required

    Act 312 of the 2016 Regular Session created the license with effect from 2016-08-01. It is issued for the lines of Life, Accident and Health or Sickness, Property, Casualty and Variable Contracts, to individuals and to entities alike. No pre-licensing course: a resident applicant passes an examination and complies with fingerprinting, and that is the whole of it. A consultant carries the same continuing education obligation a producer does. A written contract with the client is required before any consulting begins and has to disclose the services, the start and end dates, the insurance it applies to, how the consultant is paid, whether they are dually licensed as a producer, and any interest or affiliation with a producer, broker or insurer in scope. It is not filed for approval but has to reach the Department within ten days of a written request.

    Read at the Department on 2026-08-18

  2. Route 2 Hold an active Louisiana producer license for the same line

    Exempt from the state exam

    • an active Louisiana insurance producer license for the same line of business the consultant license is sought for

    The LDI exempts an applicant already actively licensed as a producer for the same line from the examination. Dual licensure is allowed and then restricted: a consultant who also holds a producer license may not sell, solicit or negotiate insurance, and may not take any compensation for the sale of coverages that were the subject of a consulting contract while that contract runs.

    Read at the Department on 2026-08-18

  3. Route 3 Hold the equivalent license in the home state

    Exempt from the state exam

    • an equivalent insurance consultant license in the applicant's home state

    The LDI's whole requirement for a non-resident consultant, in one sentence: nonresident applicants must hold an equivalent license in their home state.

    Read at the Department on 2026-08-18

No national seller carries a product for any state's insurance consultant license, and Louisiana's has only existed since 2016-08-01.