Insurance License Hub

The Indiana Personal & Commercial Property and Casualty license

Personal & Commercial Property and Casualty

The full property and casualty license in Indiana, household and business alike.

Course

40 hrs

The shortest single course route.

Ways in

5

2 of them skip the state exam.

Exam

Not confirmed

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.

  1. Route 1 Take the 40-hour course

    State exam required

    • 40 hours of pre-licensing education for the Personal & Commercial Property and Casualty line, approved by the Department

    IC 27-1-15.7-5(a)(2)(D) carries the figure, and it is set per producer type rather than per line of authority. The course has to be one the commissioner has certified under IC 27-1-15.7-5, and IC 27-1-15.6-6(c) gives the certificate of completion six months: the examination and the license application both have to happen inside that window.

    Read at iga.in.gov on 2026-08-16

  2. Route 2 Hold the same line in another state

    Exempt from the state exam

    • an insurance producer license carrying the Personal & Commercial Property and Casualty line of authority in another state

    IC 27-1-15.6-9(a). It waives the pre-licensing education and the examination together. The other license has to be current, or else the application has to reach the commissioner within ninety days of its cancellation, with either a certification of good standing from that state or a good standing record for the same line in the producer license registry.

    Read at iga.in.gov on 2026-08-16

  3. Route 3 Move to Indiana and apply within 90 days

    Exempt from the state exam

    • 90 days Licensed as an insurance producer in another state carrying the Personal & Commercial Property and Casualty line of authority there, and applying to become an Indiana resident licensee within ninety days of establishing legal residence in Indiana.

    IC 27-1-15.6-9(b). The ninety days run from the day legal residence in Indiana is established, not from the day the other license ends, and the exemption covers only the lines the other state had already granted. It is written as an exemption the commissioner may narrow by rule.

    Read at iga.in.gov on 2026-08-16

  4. Route 4 Hold a qualifying designation

    State exam required

    • CPCU Chartered Property and Casualty Underwriter, from The Institutes

    • or

      CIC Certified Insurance Counselor, from the National Alliance for Insurance Education and Research

    • or

      AAI Accredited Advisor in Insurance, from The Institutes

    IC 27-1-15.6-9(d). The designation removes the pre-licensing course and leaves a written test, but only the part of it that covers Indiana laws and rules, which is the wording of section 5(b)(3). Indiana spells the third one "accredited advisor in insurance" in the statute. The subsection also accepts "another nationally recognized designation approved by the commissioner", so the three named here are a floor rather than the whole list.

    Read at iga.in.gov on 2026-08-16

  5. Route 5 Hold a bachelor degree in insurance

    State exam required

    • A degree in insurance

    IC 27-1-15.6-9(e). A bachelor degree in insurance removes the pre-licensing course and leaves the part of the written test that covers Indiana laws and rules. The statute names no credit count and no subject list beyond the degree itself, so neither is shown.

    Read at iga.in.gov on 2026-08-16

Courses

This is the part you buy. All 5 of the courses sold for this license satisfy the requirement above. Each seller opens to what it holds and what each package costs.

  • A.D. Banker & Company

    Meets the requirement: take the 40-hour course.

    $79.95 to $296.85

    See 6 options ▾

    Listed as "A.D. BANKER & COMPANY (71004)" holding course 11714 in the Property & Casualty category; course 11713 in the Property & Casualty category

    Go to A.D. Banker & Company

  • ExamFX

    Meets the requirement: take the 40-hour course.

    $169.95 to $299.95

    See 3 options ▾

    Listed as "ExamFX , INC. (83532)" holding course 33049 in the Property & Casualty category; course 11637 in the Property & Casualty category

    • Indiana Property and Casualty - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $169.95

    • Indiana Property and Casualty - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $219.95

    • Indiana Property and Casualty - Live Online Study Package

      Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $299.95

    Go to ExamFX

  • Kaplan Financial Education

    Meets the requirement: take the 40-hour course.

    $349.00

    See 1 option ▾

    Listed as "KAPLAN FINANCIAL EDUCATION (70686)" holding course 33866 in the Property & Casualty category; course 33868 in the Property & Casualty category

    • Career Launcher Package (IN - Property & Casualty)

      $349.00

    Go to Kaplan Financial Education

  • WebCE

    Meets the requirement: take the 40-hour course.

    $109.95 to $159.95

    See 2 options ▾

    Listed as "WEBCE, INC (70896)" holding course 39439 in the Property & Casualty category; course 37495 in the Property & Casualty category

    • IN Property and Casualty Insurance Exam Prep Complete Package

      $109.95

    • IN Property and Casualty Insurance Exam Prep Plus Complete Package

      $159.95

    Go to WebCE

  • XCEL Solutions

    Meets the requirement: take the 40-hour course.

    $199.00 to $299.00

    See 2 options ▾

    Listed as "XCEL SOLUTIONS LLC (122556)" holding course 43481 in the Property & Casualty category; course 42619 in the Property & Casualty category

    • Indiana Property and Casualty Pre-licensing

      $199.00

    • Indiana Property and Casualty Pre-licensing Premier

      $299.00

    Go to XCEL Solutions