The Indiana Independent Adjuster license

IC 27-1-28-12(b) is the six findings: eighteen or over, eligible to designate Indiana as the home state, trustworthy, reliable and of good reputation, no act that is a ground for refusal, a prelicensing course of study completed for the line of authority applied for, and the written examination passed. The Department puts the figure on it, forty hours, and points at Sircon's approved courses inquiry under the Adjuster course category to find one. Six courses are on that register and all six carry forty credits, and two of the six belong to national sellers rather than to Indiana schools. IC 27-1-28-14(a) puts two lines of authority on the license, property and casualty insurance and workers' compensation insurance, and Pearson gives one Independent Adjuster paper covering both, which is why this is one license here rather than two. IC 27-1-28-14(b) is worth knowing: an independent adjuster licensed under this chapter is not required to hold any other adjuster, producer or insurance administrator license in Indiana.

Read at the Department on 2026-08-19

IC 27-1-28-15(e) waives both the prelicensing course and the written examination for an individual holding a current claims certification issued by a national or state claims association whose certification program includes a precertification course for new adjusters approved by the department, an examination for new adjusters approved by the department, and an approved continuing education program. The Department names the one it accepts: the Uniform Claims Certification held with the Claims and Litigation Management Alliance, with a copy of the certificate attached to the application. It is the only route here that removes the course and the paper together, and IC 27-1-28-16(c)(2) repeats it for a nonresident.

Read at the Department on 2026-08-19

IC 27-1-28-16(a)(1) and (a)(2). The condition is on the other state rather than on the applicant: the license has to come from a state that examines its own independent adjusters, and an Indiana license does not follow from one that did not. A recently expired license works within ninety days, on a certification from the other state that it was in good standing when it expired. Neither the course nor the Indiana examination is required on this route.

Read at iga.in.gov on 2026-08-19

IC 27-1-28-16(a)(3). It is the widest of the three exemptions in that section because it asks for no license anywhere, only for insurers who contracted with the applicant to vouch for five years of the work itself. Neither the forty-hour course nor the written examination is required. Nothing on this route is capped or waived at the commissioner's discretion, which is unusual for an experience limb.

Read at iga.in.gov on 2026-08-19

IC 27-1-28-16(c)(1). Neither the course nor the examination is required. The same condition on the other state applies here as on the reciprocity route: it has to be a state that examines independent adjusters before licensing them.

Read at iga.in.gov on 2026-08-19