Insurance License Hub

The Hawaii Public Adjuster license

Public Adjuster

The same qualification and the same paper as the independent adjuster, exercised on behalf only of insureds, with a $10,000 bond filed before the license issues. Hawaii allows one person to hold both licenses and forbids using them on the same claim.

Course

None

This license has no pre-licensing course route.

Ways in

1

It requires the state exam.

Exam

$75

Required.

Every way to qualify

  1. Route 1 Pass the Hawaii Adjuster examination and file the bond

    State exam required

    Domicile, which reaches beyond the State

    • Domiciled in Hawaii, or in a state that will permit residents of Hawaii to act as adjusters in that other state

    and experience, special education or training, with no number on any of the three

    • Experience, special education, or training with reference to the handling of loss claims under insurance contracts, of sufficient duration and extent reasonably to make the individual competent to fulfill the responsibilities of an adjuster

    and the public adjuster's bond, filed before the license issues

    • A surety bond of $10,000 in favor of the State from an authorized corporate surety the commissioner approves, contingent on the adjuster accounting to any insured whose claim is handled for money or any settlement received, maintained in force while licensed and cancellable by the surety only on sixty days' written notice; $10,000 in cash or approved securities may be deposited with the commissioner instead

    431:9-222(b) adds the bond at 431:9-223 to the four requirements every adjuster meets, and nothing else changes: the Division sends the independent and the public applicant to the same Hawaii Adjuster paper, and its flat statement that there is no reciprocity for adjusters covers both. 431:9-223(b) lets the surety cancel on sixty days' notice, which is twice the thirty days Washington and Idaho allow, and 431:9-223(c) is the alternative almost nobody else offers: $10,000 in cash or approved securities deposited with the commissioner, held on the same conditions as the bond. 431:9-224 permits the two licenses concurrently and charges the full fee for each; 431:9-226(b) then forbids representing the insurer and the insured in the same transaction, which is the same bar West Virginia writes at 33-12B-2(c) and Idaho at 41-5803(2).

    Read at capitol.hawaii.gov on 2026-08-19

Courses

You do not have to buy any of this. The Hawaii Insurance Division asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.

  • WebCE

    Exam practice. No course is required, so this is what to study.

    $169.95 to $209.95

    See 2 options ▾

    • HI Adjuster Exam Prep Complete Package

      $169.95

    • HI Adjuster Exam Prep Plus Complete Package

      $209.95

    Go to WebCE

  • ExamFX

    Exam practice. No course is required, so this is what to study.

    $129.95 to $179.95

    See 2 options ▾

    • Hawaii Adjuster Basics - Self-Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22

      $129.95

    • Hawaii Adjuster Basics - Video Study Package

      60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22

      $179.95

    Go to ExamFX

  • Kaplan Financial Education

    Exam practice. No course is required, so this is what to study.

    $189.00

    See 1 option ▾

    • Essential Self Study Online Package (HI - Adjuster)

      $189.00

    Go to Kaplan Financial Education

  • Mometrix

    Exam practice. No course is required, so this is what to study.

    $59.99/month

    See 1 option ▾

    • Insurance Claims Adjuster Course

      $59.99/month

    Go to Mometrix