The Hawaii Personal license
Personal
Property and casualty insurance sold to individuals and families for primarily noncommercial purposes in Hawaii. Every other state's name for this line carries the words Personal Lines, alone or qualified as California, Illinois, Indiana, New Hampshire, New York and Texas qualify it. Hawaii's is the one that drops the word lines, and the license carries the name the statute gives it.
Course
None
This license has no pre-licensing course route.
Ways in
3
2 of them skip the state exam.
Exam
$75
Required on some routes and not others.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a license held in another state or moving here already licensed.
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Route 1 Pass the examination
State exam required
HRS 431:9A-105(a) asks an applicant for a producer license to pass a written examination unless exempt under 431:9A-109, and 431:9A-106(a) is the closed list of what the commissioner must find before approving the application: at least 18 years old, no act that is a ground for a licensure sanction under 431:9A-112, the fees at 431:7-101 paid, the applicable examination passed within the two years immediately preceding the issuance of the license, and a full set of fingerprints for state and national criminal history checks. No course is in it. That two-year window is the most generous on this site, and it is the only one written against the issue date rather than the application date: Iowa allows 90 days, Idaho 180, Delaware and Arizona a year.
Read at capitol.hawaii.gov on 2026-08-16
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Route 2 Hold the same line in another state
Exempt from the state exam
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an insurance producer license carrying the Personal line of authority in another state
HRS 431:9A-109(a), subject to 431:9A-116. Somebody previously licensed for the same lines of authority in another state completes neither prelicensing education nor an examination, while that license is current or if the application arrives within 90 days of its cancellation with good standing certified by the other state or shown in the NAIC producer database.
Read at capitol.hawaii.gov on 2026-08-16
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Route 3 Move to Hawaii and apply within 90 days
Exempt from the state exam
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90 days Licensed as an insurance producer in another state carrying the Personal line of authority there, and applying to become a Hawaii resident licensee within 90 days of establishing legal residence.
HRS 431:9A-109(b). Somebody licensed as a producer in another state who moves here has 90 days from establishing legal residence to apply as a resident licensee under 431:9A-106, written as a duty. No prelicensing educational component or examination is required for a line of authority previously held in the prior state except where the commissioner determines otherwise by rule.
Read at capitol.hawaii.gov on 2026-08-16
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Courses
You do not have to buy any of this. The Hawaii Insurance Division asks for no pre-licensing course, so nothing below is required of you. They are exam prep, priced here so you can see what they cost.
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A.D. Banker & Company
Exam practice. No course is required, so this is what to study.
$169.95 to $296.85
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HI Personal Lines, SILVER
Online Course read 2026-08-22
$169.95
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HI Personal Lines, GOLD
Online Course · Flash Cards read 2026-08-22
$196.90
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HI Personal Lines, PLATINUM
Online Course · Flash Cards · Web Class Subscription read 2026-08-22
$296.85
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WebCE
Exam practice. No course is required, so this is what to study.
$109.95 to $159.95
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HI Personal Lines Exam Prep Complete Package
$109.95
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HI Personal Lines Exam Prep Plus Complete Package
$159.95
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Mometrix
Exam practice. No course is required, so this is what to study.
$59.99/month
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Property and Casualty Exam Prep Course
$59.99/month
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ExamFX
Exam practice. No course is required, so this is what to study.
$169.95 to $299.95
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Hawaii Personal Lines - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$169.95
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Hawaii Personal Lines - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$219.95
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Hawaii Personal Lines - Live Online Study Package
Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$299.95
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Kaplan Financial Education
Exam practice. No course is required, so this is what to study.
$349.00
See 1 option Hide ▾-
Career Launcher Package (HI - Personal Lines)
$349.00
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XCEL Solutions
Exam practice. No course is required, so this is what to study.
$199.00 to $299.00
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Hawaii Personal Lines Pre-licensing
$199.00
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Hawaii Personal Lines Pre-licensing Premier
$299.00
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