Insurance License Hub

The Georgia Surplus Lines Broker license

Surplus Lines Broker

Places business with insurers Georgia has not admitted. It is the most expensive individual license the Office issues, at $600 and a $20 processing fee against $100 for everything else, and it sits on top of a property and casualty agent license rather than beside one.

Course

None

This license has no pre-licensing course route.

Ways in

3

2 of them skip the state exam.

Exam

$67

Required on some routes and not others.

Every way to qualify

More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. There is no pre-licensing course among them: this license is qualified for by sitting the examination, a designation already held or moving here already licensed.

  1. Route 1 Hold the P&C agent license, then pass the surplus lines paper

    State exam required

    The agent license underneath it

    • a Georgia resident agent license with Property and Casualty, held or applied for at the same time. Rule 120-2-3-.20(2) cancels the surplus lines broker license the moment that license lapses

    and bond

    • A $50,000 bond in favor of the Commissioner on the Office's Surplus Lines Broker's Bond form, uploaded with the application. It runs continuously, it is released only five years after the license ends or on replacement by a bond covering the same period, and failing to maintain it cancels the license.

    Exam code 50, one and a half hours at $67. There is no prelicensing course in rule 120-2-3-.20 and none on the Office's page. Two courses for this license sit on Georgia's approved-course register all the same, both from one Georgia provider, which is what a register that accepts filings for a license that requires none looks like.

    Read at the Department on 2026-08-20

  2. Route 2 Hold the CPCU

    Exempt from the state exam

    Designation

    • CPCU Chartered Property and Casualty Underwriter, from The Institutes

    and the agent license underneath it

    • a Georgia resident agent license with Property and Casualty

    and bond

    • A $50,000 bond in favor of the Commissioner on the Office's Surplus Lines Broker's Bond form, uploaded with the application. It runs continuously, it is released only five years after the license ends or on replacement by a bond covering the same period, and failing to maintain it cancels the license.

    Rule 120-2-3-.20(4)(b), and the Office's FAQ repeats it.

    Read at the Department on 2026-08-20

  3. Route 3 Move to Georgia holding the license and apply within 90 days

    Exempt from the state exam

    Previous home state license

    • 90 days Licensed as a surplus lines broker in the previous home state, that license active at the time of the move, the original clearance letter attached and the application filed within 90 days.

    and bond

    • A $50,000 bond in favor of the Commissioner on the Office's Surplus Lines Broker's Bond form, uploaded with the application. It runs continuously, it is released only five years after the license ends or on replacement by a bond covering the same period, and failing to maintain it cancels the license.

    Read at the Department on 2026-08-20

Courses

You do not have to buy any of this. The Georgia Office of the Commissioner of Insurance and Safety Fire asks for no pre-licensing course, so nothing below is required of you. It is exam prep, priced here so you can see what it costs.

  • WebCE

    Exam practice. No course is required, so this is what to study.

    $109.95

    See 1 option ▾

    • GA Surplus Lines Exam Prep Complete Package

      $109.95

    Go to WebCE